Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

Stripe live dashboard

bfcm.stripe.dev

Post reply on HN
Print view View original

201–210 of 233 posts

Re: Stripe live dashboard

#201

Post by granzymes »

handelaar wrote: post #177
terminous wrote: post #27

Earlier quoted context omitted.

If you enter the wrong CVC or ZIP and it is declined, does that increment your blocked fraud counter?

No. It used to but they turned it off in Dec 2021; notice in my dashboard says it improved sales revenue by 0.5% but only added fraud risk by 0.0004%

The intuition here is that the rules that block when CVC/ZIP doesn’t match necessarily happen after the bank already decided the transaction was okay, because that’s when Stripe learns whether CVC/ZIP match what the bank had on file.

So if you block on a mismatch, you’re throwing away an approved charge every single time since the bank already decided that other signals say the transaction is okay. The bank can block it themselves if they think it’s suspicious (which from my understanding wouldn’t increment this metric).

Re: Stripe live dashboard

#202

Post by potamic »

umeshunni wrote: post #169
potamic wrote: post #143

Earlier quoted context omitted.

Ridiculous considering India's NPCI processes $6B USD in 400M transactions a day at a modest operating revenue of This is a clear situation where the market is inefficient.

NPCI is state funded and runs at a loss. i.e. your taxes are paying for it.

They're definitely not running at a loss, 40% profit margin in fact.

It's also not the full picture to call them state funded. They're owned by a consortium of banks, both private and public. While the state maintains a level of ownership through their equity in public banks, the company itself is self- sustainable from an operations point of view.

Re: Stripe live dashboard

#203

Post by smokefoot »

fragmede wrote: post #185
smokefoot wrote: post #111

Earlier quoted context omitted.

Generally the bank will file a Suspicious Activity Report (SAR) with FINCEN for egregious cases. I don’t think intermediaries like stripe have any direct responsibility in this respect but I could be wrong. The volumes are huge and few SARs actually are investigated or prosecuted.

SARs are for, like, attempted funding of terrorists. fraudy cc attempts don't scratch the surface

Um, no. Banks file a lot of those. If it’s me using my dads credit card number then sure, not a SAR. But most of that activity is systematic: either backed by organized crime or a semi-professional fraudster. Those most definitely would get a SAR

Re: Stripe live dashboard

#204

Post by cjaybo »

nozzlegear wrote: post #188
jona-f wrote: post #138

Earlier quoted context omitted.

Yes, afaik, direct air capture currently is miniscule and when it is happening the co2 is sold on the market, where it replaces waste-product-co2, so in the end no co2 is actually removed from the atmosphere. It's currently in research phase, marketing it as "you can offset your carbon emissions here" is lies. We currently can't both consume like this and improve the outcome of global warming. The whole idea of black…

To be frank, it sounds like you're deadset on being cynical no matter what. Shopify has committed to removing carbon from the atmosphere via direct air capture, and that's what their metric is counting. Direct air capture is literally removing carbon from the atmosphere, regardless of what's done with the carbon afterwards.

> Direct air capture is literally removing carbon from the atmosphere, regardless of what's done with the carbon afterwards

Regardless of what’s done afterwards? Sure, if we arbitrarily decide to ignore the full effects of any system we can make all sorts of fanciful claims. That’s not exactly useful, though.

Re: Stripe live dashboard

#205

Post by firesteelrain »

acatton wrote: post #44
firesteelrain wrote: post #38

Earlier quoted context omitted.

Must be your PC. Works fine on my iPhone with FireFox

Firefox on iPhone uses Webkit. It's basically a Safari skin. https://en.wikipedia.org/w/index.php?title=Firefox&oldid=118... > It is the first Firefox-branded browser not to use the Gecko layout engine as is used in Firefox for desktop and mobile. Apple's policies require all iOS apps that browse the web to use the built-in WebKit rendering framework and WebKit JavaScript, so using Gecko is not possible.

Good to know. I am not sure why that was relevant to the page load issues of the Stripe dashboard since I didn’t compare it to Safari

Re: Stripe live dashboard

#206

Post by athammer »

mdrzn wrote: post #83
FredPret wrote: post #80

Earlier quoted context omitted.

Uhhh… how exactly were these transactions supposed to even take place without the banking system? I have no interest in bartering or sending ounces of gold around. And don’t say crypto - last time I tried to figure it out, I ended up sending ETH, and more than half of it evaporated in “gas money”. What a joke.

You chose the most expensive "routing", otherwise you would only have spent cents to send any amount.

Knowing that is part of “figuring it out”. A lot of people wouldn’t expect something that harsh to be possible and/or don’t keep up with news about gas fees. A mistake that will never be repeated but a mistake most of us have done the first time.

Re: Stripe live dashboard

#207

Post by nozzlegear »

cjaybo wrote: post #204
nozzlegear wrote: post #188

Earlier quoted context omitted.

To be frank, it sounds like you're deadset on being cynical no matter what. Shopify has committed to removing carbon from the atmosphere via direct air capture, and that's what their metric is counting. Direct air capture is literally removing carbon from the atmosphere, regardless of what's done with the carbon afterwards.

> Direct air capture is literally removing carbon from the atmosphere, regardless of what's done with the carbon afterwards Regardless of what’s done afterwards? Sure, if we arbitrarily decide to ignore the full effects of any system we can make all sorts of fanciful claims. That’s not exactly useful, though.

My point was that Shopify is removing carbon from the atmosphere with their DACs. It’s not their fault if someone then purchases that carbon they removed and decides to shoot it straight back into the atmosphere, or whatever it is you’re concerned about, assuming just anyone can even purchase Shopify’s removed carbon. I suppose we can’t be satisfied until Shopify finds a way to remove the carbon and then ship it off of earth entirely using a space elevator?

Re: Stripe live dashboard

#208

Post by harisund1990 »

solatic wrote: post #152
willsmith72 wrote: post #147

12% request load vs current capacity seems low to me. In my experience, as much as you can distil it down to a simple number, we've aimed for 30-50 depending on capacity for risk. Is 12% normal for stripe? Especially cautious knowing demand will spike this weekend? Feels pretty non-optimised, assuming their infra can scale quickly.

> Especially cautious knowing demand will spike this weekend? At Stripe's scale, I doubt you could accurately forecast demand for a weekend like Black Friday. Last year's sales are just a data point; what matters this year is consumer confidence on a global macroeconomic scale. Who knows what that translates to? > assuming their infra can scale quickly Even if Stripe is handling spikes by scaling on a hyperscaler (e.…

No one needs 10,000 machines. They likely have scale issues and cannot scale their database quick enough so they planned for the worst spike possible which is likely for a hour on cyber Monday.

Re: Stripe live dashboard

#210

Post by cantSpellSober »

rTX5CMRXIfFG wrote: post #181
cantSpellSober wrote: post #158

Earlier quoted context omitted.

> it’s all about making things look cool instead of just no-bullshit functional It's your dichotomy, "reframe the paradigm" if you'd like. The typical regurgitation of this talking point is " prioritizes form over function."

That’s not a dichotomy. In virtually all of design function is a prerequisite to prioritizing form, otherwise what you’re building might not even be possible and so you might not even be creating design but just art.

> it's all about...instead of

>> That’s not a dichotomy

Oops, yes it is.

> prioritizing form

Thanks for taking my suggestion and changing what you said (from "all about" to "prioritizing"). Doesn't add much to the so-often regurgitated complaint I'm afraid.

Post reply on HN