GitHub Sponsors will stop supporting PayPal • Hacker News Board

Re: GitHub Sponsors will stop supporting PayPal

#201

Post by fragmede » Wed, Jan 25, 2023, 1:57 AM UTC

NavinF wrote: post #175

fragmede wrote: post #130

Earlier quoted context omitted.

By you, maybe. The gas station down the street from me, due to fraud, has to make an distinction between credit and debit cards because it doesn't accept credit cards.

Lol that's because they don't want to pay interchange fees, not because of fraud. Any decent credit card has 2% cashback/miles. That money has to come from the merchant.

Lol be glad you live in a better neighborhood than mine. Credit cards are off the table due to chargebacks because of how many stolen cards got run.

Re: GitHub Sponsors will stop supporting PayPal

#202

Post by mikhailt » Wed, Jan 25, 2023, 5:38 AM UTC

bsuvc wrote: post #88

We hear a lot from people who have had a bad experience using PayPal. But is there anyone who has had a good experience, either as a merchant, or as a customer?

I trust PayPal as the default payment method, I do not want to provide my cc details to any random store that may have questionable security. I never had a single issue with PayPal.

Apple Pay is getting there as well.

Re: GitHub Sponsors will stop supporting PayPal

#203

Post by NavinF » Thu, Jan 26, 2023, 10:22 PM UTC

fragmede wrote: post #201

NavinF wrote: post #175

Earlier quoted context omitted.

Lol that's because they don't want to pay interchange fees, not because of fraud. Any decent credit card has 2% cashback/miles. That money has to come from the merchant.

Lol be glad you live in a better neighborhood than mine. Credit cards are off the table due to chargebacks because of how many stolen cards got run.

FYI debit cards with a card network logo also allow chargebacks just like credit cards. So it's extremely unlikely that chargebacks had anything to do with it.

It's fairly common for cheaper gas station networks like ARCO to only accept debit cards because of the fixed fees.

Re: GitHub Sponsors will stop supporting PayPal

#204

Post by bburnett44 » Thu, Feb 02, 2023, 2:22 PM UTC

fshbbdssbbgdd wrote: post #156

bburnett44 wrote: post #151

Earlier quoted context omitted.

Apple doesn’t charge merchants anything for using Apple Pay, they charge the banks for being able to have their cards in Apple wallet. Merchants still get charged by the banks but Apple doesn’t take anything from them. The 30% fees is on App Store purchases

Is there any way to subscribe to a service using Apple Pay without it counting as App Store and incurring the 30%? There’s a lot of news stories about Spotify, Netflix, etc fighting with Apple over this.

Apple Pay (like Apple wallet) doesn’t charge anything inherently. If you’re buying a subscription (like to an app) through the App Store, with or without Apple Pay, they charge 30%. These are two different things.