I've spent a good (unproductive) part of 2022 tinkering with notes/TfTs and I'm stuck with "optimizing" note-taking for more than few years (started with zettelkasten and Roam Research I guess). I'm stopping with all of that - zero results and tons of wasted time (and fair ammount of subscription money). If I spent all that time tinkering with LaTeX at least I would leveled up my skills. Judging from comments on HN,…
I went hard on organizing and templating things, and eventually found it to be more overhead than it was worth. I starting paring back since then, and moved on to Obsidian (still useful for evergreen-style notes) and Tana (more for planning and organizing projects). With a very simple organization, I'm more able to quickly store and retrieve information, and I've come to a pretty happy medium. It's not perfect, but it's saved me enough time to make the investment useful for me.
But maybe you don't have a personal use for note-taking. For someone like me, with ADHD and a horrifically bad short-term memory, note-taking saves me tons of time, daily. There's just the (not easy!) matter of prioritizing what you're storing, minimizing the overhead that comes with storage and retrieval, and minimizing the steps to retrieval.