Earlier quoted context omitted.
I mean, you're hiring a contractor off of Upwork, not from a reputable consultancy (to be clear, I'm sure established consultancies do shady shit too, but the risk profile is different), so I think the risk is pretty small. We're talking edge cases on a scenario that is already an edge case.
Even UpWork requires government ID verification. https://support.upwork.com/hc/en-us/articles/360010609234-ID... I wonder what financial fraud they'll need to do to get the funds as I'm assuming UpWork has to deal with tax payments being pulled out.
I posted about this blog post on Twitter and was directed a Reddit post [1] showing how little Upwork seems to care about fake reviews and stolen work product, so it appears Upwork has a history of ignoring fraud, regardless of what their terms say.
[1]: https://www.reddit.com/r/legaladvice/comments/xavntw/freelan...