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HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

blog.healthsherpa.com

21–30 of 32 posts

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#21

Not to drop the pc bomb... but isn't the name kind of racist? The Sherpa are an ethnic group, after all. HealthNegro? HealthWhitey?

The Sherpa is one race where nothing negative is said about them... And if you want to do, better look up about their bravery and count the costs :)

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#24

Not to drop the pc bomb... but isn't the name kind of racist? The Sherpa are an ethnic group, after all. HealthNegro? HealthWhitey?

The Sherpa is one race where nothing negative is said about them... And if you want to do, better look up about their bravery and count the costs :)

I know that this is going to be an unpopular opinion here, but my family is Nepali, so I have to clarify two things:

> The Sherpa is one race where nothing negative is said about them...

First of all, this isn't true (source: my Nepali family).

> And if you want to do, better look up about their bravery and count the costs :)

This practice has been a major source of criticism in the past. The Sherpa people are often hired by wealthy foreigners as guides for mountaineering, and while there's a perception that they are "locals" and therefore at less risk during these expeditions, this isn't always the case. It's often been described as an exploitative practice, and I can assure you that many Sherpa people do dislike their ethnic identity being used as a synonym for "guide".

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#25
post #17

Earlier quoted context omitted.

Haha, I got just as angry as you did, but the sentiment as you expressed is not correct. It would be more like HealthIrish, HealthPolish, HealthCatalan, etc. Having said that, the misuse of Sherpa, specially in the US, really, really really bugs me. Really really really. A lot of my friends are Sherpas, and when someone on TV misuses 'Sherpa' I just..want..to...throw things at the tv. Sigh. We gotta wait for the Sher…

At least when I was growing up in the '60s-'70s, the connotations of Sherpa were entirely positive; Wikipedia also doesn't indicate anything bad associated with the name: https://en.wikipedia.org/wiki/Sherpa (well, who knows about the quality of the "psychedelic power pop band from Auckland, New Zealand" :-). A nice, helpful expert who because of nature and nurture was better suited to the extreme environment of the…

> It's like the American usage of Indian tribe names for naming sports teams and Army helicopters, that's not done out of disrespect

What does it mean to say that "it's not done out of disrespect", when it's done even despite the objections of the ethnic group in question?

In this particular case, I can assure you that many Sherpa people very strongly object to the use of the word "Sherpa" as a synonym for "guide", and they do indeed feel it is very disrespectful.

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#26

What is the benefit to using your site instead of healthcare.gov? I just ran a search (I'm in Florida) and it looks like the same options I have on healthcare.gov.

I believe it is only the UX...As far as I can see.

Yes, just the UX, the plans should be the same. As someone who just spent many hours trying to navigate ACA plans, HealthSherpa helped me compare plans, even though ultimately I did not buy through them.

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#27
The problem, in NY at least, is that none of these sites account for the quality of the provider network, so you're fooled into thinking the quality of coverage just comes down to deductibles and coinsurance limits. Hopefully this works itself out over time, but right now network quality a serious problem affecting most of the plans offered on the NY state exchange.

Take MetroPlus for example: their plans looks good on paper, but their network consists of overcrowded municipal hospitals. Take a look at their yelp reviews for a more realistic picture: http://www.yelp.com/biz/metroplus-health-plan-new-york

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#28
post #9

That's pretty awesome growth from the 40 signups NYT reported you had as of March last year! [1] Congratulations on the incredible break-out success. If the broker's cut is average just $100 / year (WAG) on 110,000 signups, that's ARR of $11 million. Holy shit, nicely done on $1.1m of funding. Their agent platform [2] nets just $10 per application and gives the agent the full commission, but even just $1m revenue is…

>If this doesn't show that healthcare.gov (and every single other state-exchange) should never have been built in the first place, I don't know what does.

I am definitely stepping out on a limb here, but I would imagine HealthSherpa uses the HealthCare.org API and would not have a product offering without Healthcare.org having laid the ground work (i.e. consolidating the insurance plans available and offering the API).

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#29
post #17

Earlier quoted context omitted.

At least when I was growing up in the '60s-'70s, the connotations of Sherpa were entirely positive; Wikipedia also doesn't indicate anything bad associated with the name: https://en.wikipedia.org/wiki/Sherpa (well, who knows about the quality of the "psychedelic power pop band from Auckland, New Zealand" :-). A nice, helpful expert who because of nature and nurture was better suited to the extreme environment of the…

> It's like the American usage of Indian tribe names for naming sports teams and Army helicopters, that's not done out of disrespect What does it mean to say that "it's not done out of disrespect", when it's done even despite the objections of the ethnic group in question? In this particular case, I can assure you that many Sherpa people very strongly object to the use of the word "Sherpa" as a synonym for "guide", a…

"when it's done even despite the objections of the ethnic group in question"

I thought I addressed that with part you omitted quoting, "although there are of course the inevitable malcontents."

Who speaks for these people? Have they ever submitted these sorts of questions to a vote?

As long as e.g. there's a reasonable number of Apache tribes-members who are proud our biggest, baddest, proven in combat attack helicopter is named after them, I don't give a [expletive deleted] about the malcontents, most especially including the SJW crowd.

And if Sherpa has mutated into simply "guide", that's also addressed, in my "I can't speak for post-70s" qualification. Given your closeness to that situation, are all or even most of the "Sherpas" upset with all the connotations the word had accumulated in English over the decades? If you claim the latter, how do you know?

Re: HealthSherpa (YC S12) has processed more than 3% of healthcare.gov enrollments

#30

The problem, in NY at least, is that none of these sites account for the quality of the provider network, so you're fooled into thinking the quality of coverage just comes down to deductibles and coinsurance limits. Hopefully this works itself out over time, but right now network quality a serious problem affecting most of the plans offered on the NY state exchange. Take MetroPlus for example: their plans looks good…

You addressed 1 of the 2 major issues I have with the ACA. I think the issue you raised could simply be called transparency, but as you allude there is no reason when I click on a plan in any market place, that I should not be able to see an exhaustive list of the providers who accept the given plan and a list of providers who do not, aside from premiums I would imagine this is the single most important factor to the majority of consumers, and the most important for people who are not picking plans based on finances. There are other data points insurers should be made to disclose as well, such as: the total number of claims under a given plan, the number of claims that were paid/not paid out, and the average amount of time it took to approve/pay said claims.

The 2nd issue, none of these plans on the market place make healthcare affordable to those who were previously uninsured due to cost. Yes, there are subsidies for premiums, but once someone actually has to use the plan, most can not afford the out of pocket co-pay much less the deductible. Due to inability to truly afford their subsidized insurance plan, people avoid using their insurance and so all the mandate really seems to do is line the pockets of the insurers with subsidized premiums on behalf of people who knowingly will not use their plans.

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