Mastercard and Visa Start Banning VPN Providers • Hacker News Board

Re: Mastercard and Visa Start Banning VPN Providers

#21

Post by everyone » Thu, Jul 04, 2013, 1:07 AM UTC

dangrossman wrote: post #6

Keep in mind that this is about chargeback risk, not implementing some secret government policy. "Anonymizing VPNs" are a high risk service -- the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information. There are far more hackers, crackers, carders, "script kiddies", spammers and other people that need to hide their lo…

"Keep in mind that this is about chargeback risk"

Please post source for this. As far as I know Visa and Mastercard have not made any statements and outlined any possible reasons for this action yet.

Re: Mastercard and Visa Start Banning VPN Providers

#22

Post by rms » Thu, Jul 04, 2013, 1:08 AM UTC

weavejester wrote: post #9

dangrossman wrote: post #6

Keep in mind that this is about chargeback risk, not implementing some secret government policy. "Anonymizing VPNs" are a high risk service -- the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information. There are far more hackers, crackers, carders, "script kiddies", spammers and other people that need to hide their lo…

> the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information That's a bold claim. Do you have any evidence of that?

My credit card was once stolen and used to sign up for a VPN

Re: Mastercard and Visa Start Banning VPN Providers

#23

Post by cpursley » Thu, Jul 04, 2013, 1:09 AM UTC

Well no shit, the credit card companies are controlled by the banking cartels. These are the same companies in charge of the US Federal Reserve and various global private central banks. VPN's and crypto-currency are a huge threat to these institutions.

Re: Mastercard and Visa Start Banning VPN Providers

#24

Post by talaketu » Thu, Jul 04, 2013, 1:09 AM UTC

weavejester wrote: post #9

dangrossman wrote: post #6

Keep in mind that this is about chargeback risk, not implementing some secret government policy. "Anonymizing VPNs" are a high risk service -- the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information. There are far more hackers, crackers, carders, "script kiddies", spammers and other people that need to hide their lo…

> the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information That's a bold claim. Do you have any evidence of that?

"Chargeback risk" is the only theory on the table, isn't it?

Re: Mastercard and Visa Start Banning VPN Providers

#25

Post by quackerhacker » Thu, Jul 04, 2013, 1:09 AM UTC

I hope this pushes for stronger Bitcoin adoption!

Re: Mastercard and Visa Start Banning VPN Providers

#26

Post by lucb1e » Thu, Jul 04, 2013, 1:11 AM UTC

Well it was only a matter of time. They don't give a damn about the actual law (also looking at the Wikileaks case), they are just better off when nobody is anonymous. More Tor exit relays, anyone?

Re: Mastercard and Visa Start Banning VPN Providers

#27

Post by chadaustin » Thu, Jul 04, 2013, 1:18 AM UTC

dangrossman wrote: post #18

alrs wrote: post #2

As there is nothing remotely illegal or even nefarious about using a VPN, one can assume we've gone over the falls. The United States and its financial system exist to serve the interests of some truly disgusting people.

> As there is nothing remotely illegal or even nefarious about using a VPN There's a reason every risk scoring tool for e-commerce highly weighs whether the connection is from a VPN or other type of proxy. Using a VPN is not illegal or nefarious, but public anonymizing VPNs (as opposed to private VPN-into-the-company-network VPNs) are used for illegal and nefarious purposes to a huge degree. The volume of fraud occur…

(Responding because I saw you were instantly downvoted, even though you provided factual information.)

Absolutely correct. Fraud scoring systems are heuristic. Your fraud score is positively and negatively correlated with a large number of behaviors, almost all of which are benign by themselves, but in aggregate can be used to predict fraudulent behavior.

Re: Mastercard and Visa Start Banning VPN Providers

#28

Post by uniclaude » Thu, Jul 04, 2013, 1:19 AM UTC

rms wrote: post #22

weavejester wrote: post #9

Earlier quoted context omitted.

> the people signing up for them are more often "bad guys" than tech professionals looking for privacy -- and they're signing up with stolen payment information That's a bold claim. Do you have any evidence of that?

My credit card was once stolen and used to sign up for a VPN

Bad luck, but this is only an anecdote, thus hardly any sort of evidence.

Re: Mastercard and Visa Start Banning VPN Providers

#29

Post by teawrecks » Thu, Jul 04, 2013, 1:20 AM UTC

gregschlom wrote: post #20

dhimes wrote: post #3

Earlier quoted context omitted.

I so fucking hope you are overreacting, but I fear that you are not.

No need for the aggressive tone. And you're overreacting just as much to his/her reply.

I don't think either of then sounded like they were overacting, damnit!

Re: Mastercard and Visa Start Banning VPN Providers

#30

Post by snitko » Thu, Jul 04, 2013, 1:31 AM UTC

Bitcoin users not affected. As always.