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GnuCash is right. It's also why I built my own finance app

k-id.app

21–30 of 32 posts

Re: GnuCash is right. It's also why I built my own finance app

#21
If you continue developing this, I recommend completely scrapping the UI and finding a person or AI who can create something usable. What you're showing there is really that bad -- if you consider it acceptable, and expect to be able to sell it, then you really need to partner up with someone who knows what they're doing.

Re: GnuCash is right. It's also why I built my own finance app

#22
post #21

If you continue developing this, I recommend completely scrapping the UI and finding a person or AI who can create something usable. What you're showing there is really that bad -- if you consider it acceptable, and expect to be able to sell it, then you really need to partner up with someone who knows what they're doing.

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Re: GnuCash is right. It's also why I built my own finance app

#23
post #17

Honestly my biggest pain point with all personal accounting systems was that there was no easy, free way to automatically pull my transaction data from all my accounts into a single, local file that I can play with as I want. I really don't want to go to all my accounts every month and click download. There still isn't, but I did recently find simplefin( https://beta-bridge.simplefin.org/ ). Its not great (e.g. quota…

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Re: GnuCash is right. It's also why I built my own finance app

#24
post #16

Is there use for this for individuals? Or is this like advanced note taking apps: you feel productive but are just busy talking about the things you need to do instead of doing the things you need to do

Hi Fair challenge, and for a lot of personal finance tooling it's exactly right — and honestly for double-entry too, in two cases: if your finances are simple (one account, a salary), it's overkill; and if you track meticulously but never act on the picture, it's just theater with better-looking books.

Where it earns its keep is when the single-stream "money in / money out" view starts lying to you — several accounts, some debt, reimbursements, an asset or two — because a spending pie chart can't tell you where you actually stand. Double-entry forces the books to balance, which catches errors and gives you a real net-worth position instead of a vibe

Re: GnuCash is right. It's also why I built my own finance app

#27
post #2

Author here. I'm a certified accountant. I ran my own finances in a double-entry Excel/VBA system for years because the off-the-shelf options forced a choice I didn't like: GnuCash (correct, but heavy enough that even I dreaded the daily entry) or the app-store budgeting apps (pleasant, single-entry, cloud-hosted, usually wanting a bank login). So I built a local-first double-entry desktop app — a plain local databas…

The bank might not appreciate it, but couldn't you extend with a headless browser to scrape your bank occasionally or even on demand when the program launches? I've been using hledger and I usually just plug in purchases as I make them, but I do that on purpose because it's like a self-balancing checkbook so I'm always aware of what's going where.

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Re: GnuCash is right. It's also why I built my own finance app

#28
post #6
post #2

Author here. I'm a certified accountant. I ran my own finances in a double-entry Excel/VBA system for years because the off-the-shelf options forced a choice I didn't like: GnuCash (correct, but heavy enough that even I dreaded the daily entry) or the app-store budgeting apps (pleasant, single-entry, cloud-hosted, usually wanting a bank login). So I built a local-first double-entry desktop app — a plain local databas…

What's the difference betweeen this and either Quicken or Microsoft Money?

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Re: GnuCash is right. It's also why I built my own finance app

#29
post #2

Author here. I'm a certified accountant. I ran my own finances in a double-entry Excel/VBA system for years because the off-the-shelf options forced a choice I didn't like: GnuCash (correct, but heavy enough that even I dreaded the daily entry) or the app-store budgeting apps (pleasant, single-entry, cloud-hosted, usually wanting a bank login). So I built a local-first double-entry desktop app — a plain local databas…

Did you write the blog post entirely on your own? It reads like AI slop to me but maybe I'm just getting more sensitive. I can't decide whether we are all starting to mimic the same turns of phrase that LLMs like to use or whether just nobody writes anymore. I suspect the latter.

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