21–30 of 89 posts
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It's easy enough to stop buying consumer stuff that you don't need, but you do need some way to entertain yourself and if you want any social or family life at all eventually you're probably going to end up in some pretentious bar with overpriced drinks.
Earlier quoted context omitted.
I'd almost argue that if you don't know when payday is, and when money is coming in and out of your account, you don't have your financial shit together. My impression is that the usual cause of payday unawareness is when people have enough liquid funds that "getting paid" doesn't have any significant effect. There's an argument to be made that such people probably have too much liquidity and should be more aggressiv…
Well, having too much liquidity is one of the reasons I know when payday is. If you have direct deposit, do you just let your check sit in your checking account (or where ever it is desposited)? I don't have funds automatically moved to various accounts, I do it by hand because sometimes things come up and funds need to be re-appropriated. That is probably why I know when payday is, I have banking to do!
I'm always surprised that more people don't bike to work, if they can do it in a reasonable amount of time and safety.
There's a lot of people who are physically incapable of biking to work -- not because of distance, but because of some combination of {age, injuries, lack of fitness, difficult terrain, luggage}. It's easy for a fit 20 year old who lives on a flood plain to say that more people should cycle to work. It's not so easy for an overweight 40 year old who needs to drop her kids off at daycare, works at the top of a steep h…
I agree though , probably the biggest factor here is managing kids and working everything around their timetable.
I know plenty of people who could bike or use public transport to get to work but like the piece of mind of knowing that if they need to go anywhere they can just jump in the car and go without the planning headaches.
Seems like a pretty specious argument. If you pay bills, then you know when bills are due and you know when payday is. That's finance in a nutshell - managing your AR and your AP.
"Do you live within biking distance from work? No? Then move closer to work."
I live in one of the better school districts in the area and pay a premium to do so. Why would I move from a better school district to a worse one?
I realize that this is Hacker News, and that many people here are younger than I am (and I'm young myself), but this person is trying to give advice about something he may not be quite old enough to understand yet.
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I'm always surprised that more people don't bike to work, if they can do it in a reasonable amount of time and safety.
It's crazy inconvenient, not particularly pleasant and offers weak health benefits[1]. If someone likes it, great but for most of us getting sweaty right before classes/work (and likely keep sweating while there), not being able to dress properly and not being able to go out afterwards is a deal breaker. And you can't even ditch the car and all the maintenance costs and efforts that go with it because you will still…