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Swiss voters back e-ID and abolish rental tax

swissinfo.ch

21–30 of 69 posts

Re: Swiss voters back e-ID and abolish rental tax

#21
post #8
post #4

Unlike the proposed UK digital ID (which is not a "card"), this one is optional. Nobody is being forced to buy a smartphone and accept Apple or Google's terms of service.

Define optional? There will be new checks introduced online where you can only enter if you have an E-ID. Companies do have to accept a physical card as well, but only if you appear physically at the companies doors. Otherwise, that statement was kind of deceptive in my opinion because there will be a lot of pressure to get one. They also decided to make it free, which shows they probably want to achieve a high adopt…

> Define optional?

“Les personnes habitant en Suisse et les Suisses de l'étranger pourront demander une e-ID. L'utilisation de cette dernière ne sera toutefois pas obligatoire. En effet, la Confédération continuera à offrir toutes ses prestations dans le monde réel. Il faudra modifier la loi si l'on veut un jour déclarer obligatoire l'utilisation de l'e-ID dans certains cas. Un référendum pourra alors être lancé contre la modification décidée par le Parlement.”

Automatic translation: “People living in Switzerland and Swiss abroad will be able to apply for an e-ID. However, the use of the latter will not be mandatory. Indeed, the Confederation will continue to offer all its services in the real world. It will be necessary to amend the law if one day we want to declare the use of e-ID mandatory in certain cases. A referendum can then be launched against the amendment decided by Parliament.”

Re: Swiss voters back e-ID and abolish rental tax

#22
post #12

Earlier quoted context omitted.

makes swiss landlords richer. Foreign nationals cannot own rental homes.

Can you go into more detail?

This only affects homeowners who live in their own property, not landlords. If you earn rent on your property, you will still pay income tax on it.

Re: Swiss voters back e-ID and abolish rental tax

#23
post #4

Unlike the proposed UK digital ID (which is not a "card"), this one is optional. Nobody is being forced to buy a smartphone and accept Apple or Google's terms of service.

But the Swiss already have a unique digital identifier for everyone living and working in Switzerland (your AVS number I think?) so it's really not optional, and is the primary purpose of the new UK id. The actual application itself is much of a muchness. Also, the UK gov has already said there will be solutions for old people/time travellers/the Amish etc without phones. Nobody is going to force anybody to buy a pho…

>the Swiss already have a unique digital identifier

Digital as in being a sequence of thirteen digits?

Re: Swiss voters back e-ID and abolish rental tax

#24

not rental tax. Rental tax on the house you own, if you live in it At least according to phind https://www.phind.com/search/cmg40zr9i00002a6lqddmuyxt I suppose that would count as a progressive tax (as opposed to regressive, like VAT)

It’s actually “imputed rental value tax”.

The point is fairness, not progressiveness.

The idea is, if you live in your own house, you’re no better off than if you lived in another property and rented out your property, and paid the tax on the rent you get.

It’s supposed to reduce friction / bias in the market (though you could also obviously argue the reverse).

Re: Swiss voters back e-ID and abolish rental tax

#25
post #17
post #10

Earlier quoted context omitted.

I like that it is open source, I don't like that they use SD-JWT tokens which contain hashes of people's names for things like age verification.

why is that bad?

I'm guessing you'd want to separate age verification from identity verification. A hash of your name is as good as your name since you don't change name and you provide both to certain providers, or it can be bruteforced.

Re: Swiss voters back e-ID and abolish rental tax

#26
post #24

not rental tax. Rental tax on the house you own, if you live in it At least according to phind https://www.phind.com/search/cmg40zr9i00002a6lqddmuyxt I suppose that would count as a progressive tax (as opposed to regressive, like VAT)

It’s actually “imputed rental value tax”. The point is fairness, not progressiveness. The idea is, if you live in your own house, you’re no better off than if you lived in another property and rented out your property, and paid the tax on the rent you get. It’s supposed to reduce friction / bias in the market (though you could also obviously argue the reverse).

So everyone is a permanent renter ?

Re: Swiss voters back e-ID and abolish rental tax

#27
post #16
post #8

Earlier quoted context omitted.

Define optional? There will be new checks introduced online where you can only enter if you have an E-ID. Companies do have to accept a physical card as well, but only if you appear physically at the companies doors. Otherwise, that statement was kind of deceptive in my opinion because there will be a lot of pressure to get one. They also decided to make it free, which shows they probably want to achieve a high adopt…

Optional meaning you have the choice of using the existing physical ID. I don't see how this is deceptive. "A lot of pressure" is not the same as being unable to legally work without the digital ID.

Because they did advertise it in a way to make people believe they could still do their things online without an E-ID, which will not be the case. It's not optional online.

Re: Swiss voters back e-ID and abolish rental tax

#28
post #25
post #17

Earlier quoted context omitted.

why is that bad?

I'm guessing you'd want to separate age verification from identity verification. A hash of your name is as good as your name since you don't change name and you provide both to certain providers, or it can be bruteforced.

It's a bit better than that, you really have to get access to the disclosure because the hash also contains a salt. But it's a needless risk

Re: Swiss voters back e-ID and abolish rental tax

#29
post #9

Abolishing rental tax is huge. What does that do for affordability?

makes swiss landlords richer. Foreign nationals cannot own rental homes.

Not at all, it depends on the residence permit. With a C permit you can buy and rent properties, while with B you can buy only your own home

Re: Swiss voters back e-ID and abolish rental tax

#30
post #9

Abolishing rental tax is huge. What does that do for affordability?

Not much. They are moving from a regime where owner-occupier mortgage interest is deductible but you have to pay income tax on the imputed rental value of your owner-occupied home, to one where you don't pay the tax but also can't take the deduction.

For most Swiss people, who rent, it doesn't directly affect them. And even for most owner-occupiers, they never pay off their mortgages, and so the two effects currently cancel out. It's mostly a handout to rich people who can pay off a house (or inherited one).

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