Why does the Delta Pro not have a fuse on the input, with the MPPT limiting the max voltage to 150v (by upping the current until the voltage sags and/or the fuse blows, or even a straight crowbar circuit). This is a premium consumer brand selling a mostly complete product, and protecting the input from overvoltage would be straightforward. The frustration at the warranty weaseling isn't surprising.
You might think that the voltage rise could be too fast for most protective technologies to save the downstream electronics, but the general case is that the temperature slowly drops and the sun slowly rises. So the voltage should slowly approach the limit. Adding a normally-open relay and a voltmeter and a microcontroller should fix this. Relay won't close on startup unless the voltage is safe. Microcontroller will…
The standard answer for overvoltage protection is a crowbar circuit + fuse, and I think that's what I'd aim for rather than a relay. The problem with DIYing that is knowing the input capacitance of the Delta and finding out whether it has any other problems with its input being abruptly shorted.