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My job is to watch dreams die (2011)

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Re: My job is to watch dreams die (2011)

#21

[flagged]

Yep, the robbers just shoot you or wait for you to be asleep.

Or smile at you through the kitchen window while they disconnect the running air conditioner.

Despite our bravado and ammosexuality, it turns out Texans are people like everywhere else.

Re: My job is to watch dreams die (2011)

#23

During this same time period I had a project at a part-time gig which involved updating document templates and adding a few fields here and there for a legal application. The application was used by a law firm which specialized in mortgages. So I saw the details of various documents one is served in these situations: notice of default, acceleration notices, notice to vacate, and ultimately evictions and foreclosure a…

> you probably would have had to completely ignore probably a dozen of these documents for at least 6 months, not paying your mortgage all along. Fun-fact: thems the benefits of being a mortgage holder. If you're a tenant that's renting, you get no such legal protections - let alone discretion from whichever faceless entity actually owns the property: where I am in King County WA, I think, at most you can get 30 days…

> If you're a tenant that's renting, you get no such legal protections

In the USA. Many countries in Europe have renters protection similar to that of mortgage holders.

Re: My job is to watch dreams die (2011)

#26
post #18

So this must be (one of the undoubtably many reasons) why our transatlantic friends are trying to push the self-destruct button since 2016. Reads like dystopian fiction. Canis canem possidet.

Where do you live that you don't have foreclosure sales?

It's not about foreclosure sales. It's about the desperation, the ruthlessness, the intense pressure, the instant legal armament. Some other commenter here mentioned 3 day eviction notices (when renting) are a thing. Come on...

Re: My job is to watch dreams die (2011)

#27

Earlier quoted context omitted.

> you probably would have had to completely ignore probably a dozen of these documents for at least 6 months, not paying your mortgage all along. Fun-fact: thems the benefits of being a mortgage holder. If you're a tenant that's renting, you get no such legal protections - let alone discretion from whichever faceless entity actually owns the property: where I am in King County WA, I think, at most you can get 30 days…

> If you're a tenant that's renting, you get no such legal protections In the USA. Many countries in Europe have renters protection similar to that of mortgage holders.

Depends on where you are in the U.S. Some places have extreme renter protections. Tenants can refuse to pay rent for months before you can even start an eviction proceeding. Then it takes months more. E.g. New York. https://www.reddit.com/r/Landlord/comments/15nn6o0/landlordu.... Landlords may forgo six months of back rent just to get the tenant out of the unit.

Re: My job is to watch dreams die (2011)

#28

Earlier quoted context omitted.

> you probably would have had to completely ignore probably a dozen of these documents for at least 6 months, not paying your mortgage all along. Fun-fact: thems the benefits of being a mortgage holder. If you're a tenant that's renting, you get no such legal protections - let alone discretion from whichever faceless entity actually owns the property: where I am in King County WA, I think, at most you can get 30 days…

> If you're a tenant that's renting, you get no such legal protections In the USA. Many countries in Europe have renters protection similar to that of mortgage holders.

How long can renters go without paying their rent in those countries?

Re: My job is to watch dreams die (2011)

#29

During this same time period I had a project at a part-time gig which involved updating document templates and adding a few fields here and there for a legal application. The application was used by a law firm which specialized in mortgages. So I saw the details of various documents one is served in these situations: notice of default, acceleration notices, notice to vacate, and ultimately evictions and foreclosure a…

> you probably would have had to completely ignore probably a dozen of these documents for at least 6 months, not paying your mortgage all along. Fun-fact: thems the benefits of being a mortgage holder. If you're a tenant that's renting, you get no such legal protections - let alone discretion from whichever faceless entity actually owns the property: where I am in King County WA, I think, at most you can get 30 days…

That sounds indeed not right.

Here in the Netherlands the renters have the right, but mortgage holders do not. I was renting a place the owner had mortgage. For some reason the bank wanted to sale the place but couldn't evict me. Since this was the owners fault the bank's lawyers helped me to get like 6 months of rent back to agree to leave. The bank even offered me to buy the place, which in the hindsight, I should have done.

Long story short, what you guys have in US feels wrong and it's not always like that in the rest of the world.

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