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If everyone's facebook account has CC details attached and a 1 click "pay now" button you are only 1 XSS vulnerability from fraud on an unprecedented scale.
Dammit, then I'd have to reactivate my Facebook account. And then Facebook would know everything I buy.
What if I refuse to use facebook, would be unable to pay?
What I would expect to see however is discounts offered if you use FB payments and allow your purchases to be automatically shared with your friends.
Why not, it worked out so well for Google with their deep search history, world-beating teams of big data specialists, deep pockets and massive Gmail/Gapps userbase... http://www.bloomberg.com/news/2012-03-21/google-said-to-reth...
Are online payments such a big unsolved problem? It takes me all of 10 seconds to type my CC number and associated security codes. Sites that I use a lot tend to allow subsequent purchases without re-entering them anyway. If everyone's facebook account has CC details attached and a 1 click "pay now" button you are only 1 XSS vulnerability from fraud on an unprecedented scale.
I've been on FB since the beginning. And I've never clicked on an ad. What makes you think I will to actually buy something? I barely trust Paypal, you think I'm gonna trust FB with my CC details. You gotta be kidding. There are a few steps FB must do before I'll trust them with anything other than bs about what games I'm playing now: 1. Convince me they take my security and privacy seriously. 2. Convince me they are…
Realistically speaking, 1 may never happen, 2 is already there (even if you're only liable for $50 from unauthorized cc transactions).
Too late, I think. Facebook has scared off a lot of the "moms" out there by their bad bad bad privacy history. Do you really want to pay for things using their service?
I'm pretty sure my mom has no issues with Facebook's privacy history.
Why not, it worked out so well for Google with their deep search history, world-beating teams of big data specialists, deep pockets and massive Gmail/Gapps userbase... http://www.bloomberg.com/news/2012-03-21/google-said-to-reth...
Google Wallet is actually fairly useless. To load it up you need a credit card. If you have a credit card, you could just as well, uhm, use a credit card.
I've been on FB since the beginning. And I've never clicked on an ad. What makes you think I will to actually buy something? I barely trust Paypal, you think I'm gonna trust FB with my CC details. You gotta be kidding. There are a few steps FB must do before I'll trust them with anything other than bs about what games I'm playing now: 1. Convince me they take my security and privacy seriously. 2. Convince me they are…
For most of them, paying with Facebook would just be easier than using something else / remembering more details etc etc. And they probably trust FB more than they trust other companies with far less visibility (although most them have used their CC without any thought or concern on a load of different websites).
FWIW and personally, I completely echo your thoughts - although I'm sure I'd end up giving my CC details to FB as soon as a website that I needed to buy from offered no other method to pay than the FB one.
I sure can just whip out the CC, type in the 16 things, the special code, the expiration date, maybe a second screen the CC vendor presents to get my address or phone number for additional verification...
But I would never bother for a 3 or 5 cent article. And I firmly believe that's why there is no way to pay 3 or 5 cents for a view of something.
But there is a lot of cool stuff we could make or do with this. It should just be easy. Why doesn't it exist? There might be a big business answer that my fellows and myself don't get as we rant over coffee.
Are online payments such a big unsolved problem? It takes me all of 10 seconds to type my CC number and associated security codes. Sites that I use a lot tend to allow subsequent purchases without re-entering them anyway. If everyone's facebook account has CC details attached and a 1 click "pay now" button you are only 1 XSS vulnerability from fraud on an unprecedented scale.
Credit cards are big in the US, maybe, but in the rest of the world not everyone has them.