Huangs net worth is $80 billion. Hes literally one of the richest people in the world and arguably the least qualified to address the public in any form. The mans completely detached. Nothing, none of what anyone experiences in the real world impacts him in the least. The man wouldnt be able to empathize with the sufferings of predatory college lending if he tried. his stratospheric wealth makes him practically undef…
He's a Taiwanese immigrant who graduated early and built his own company. I think he contributed some hard work himself.
There are hundreds of thousands of hard workers (probably millions) that are smarter than him that will never become billionaires. The difference is: he got lucky.
This is the nature of survivorship bias.