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Post-apocalyptic life in American health care

metarationality.com

21–30 of 189 posts

Re: Post-apocalyptic life in American health care

#21
“Standardizing an interface between health care providers and insurance companies would be a huge win.”

There is a government mandated interface and it’s found at http://www.x12.org in the form of the 837, 835, 276/277, and 271/272 among some others. There are also paper equivalents in the CMS1500 and CMS1450.

These are truly one of the main culprits of the problem because of how old, woefully inadequate, and rigid they are but cannot be easily changed as the speech between these two entities are highly regulated via these specs.

Re: Post-apocalyptic life in American health care

#22
post #6

I'd be great with a baseline medicare for all system publicly funded across the board with the option to pay more for privately funded better options. Not going to get that, or anything close to that, are we? I give up America, you get the health care you're willing to prioritize. Not my problem any more. That said, going out of network if you can and going to the places with the cases if you can are the only real cu…

Medicare for all is not a panacea and would cause dramatic breaks in care in other places. The fragmented private model sucks, but the belief that single-payer would fix much of anything is faulty. Reform should happen, but it shouldn’t be based on a bumper sticker, and it should be thoughtful about the vast differences between SF, NYC, West Texas and Southern South Dakota. “Fixing” things for people in major cities…

Rural healthcare is being crippled in part due to state politicians posturing for political clout. Major reforms like medicare for all shouldn't be held back because they're not perfect, because otherwise we're going to continue having the same problems we've been having where compromised half-assed bills make the system overall worse.

Re: Post-apocalyptic life in American health care

#23

Knowing little about this - a genuine suspicion is - is this a feature, not a bug? As in - doesn’t this arise out of an incentive for health insurance companies NOT to cover procedures? I can only imagine that this bureaucratic tangle reduces insurance coverage by a very significant percentage. Aka - the kind of communication inefficiency must be profitable, no?

One of the things I've observed from lots of interaction with Doctors is that that US health care is FUCKING AMAZING, and that drives up cost.

Everyone wants top quality health care, everyone wants tests, everyone wants scans, everyone wants to cover their fucking ass. Take multiple X-Rays when there is no good reason to, to prevent lawsuits. the guy who lied about taking Heroin gets a full lab workup for no good reason.

USA has top tier health care. It's simply not economical to give it to everyone who demands it, and Insurance companies are not dumb and believe everything that gets submitted.

Re: Post-apocalyptic life in American health care

#24

“Standardizing an interface between health care providers and insurance companies would be a huge win.” There is a government mandated interface and it’s found at http://www.x12.org in the form of the 837, 835, 276/277, and 271/272 among some others. There are also paper equivalents in the CMS1500 and CMS1450. These are truly one of the main culprits of the problem because of how old, woefully inadequate, and rigid t…

[deleted]

Re: Post-apocalyptic life in American health care

#26
US health care is fundamentally broken. Things like "standardizing the interface" are really just arranging deck chairs on the Titanic. The US spends the most on health care for fairly terrible outcomes.

Health insurance companies are rent-seekers. They provide absolutely no value. They are simply designed to siphon money to shareholders at the expense of people dyijng due to denied or insufficient coverage. They are literally merchants of death.

Did you know that lobbyists managed to sneak in a provision to the ACA (aka "Obamacare") that prohibited physician-owned hospitals? That's still in effect. That's what we get with this ridiculous system.

Even non-profit hospitals engage in similar behaviour to for-profit institutions because their executive are overpaid [1] and are incentivized not to spend money on healthcare and instead engage in fundraising and increasing funds under administration, a little like how elite colleges do.

Also unlike every other developed country the US government is prohibited by law from negotiating drug prices with one exception: in the Obama era the VA was allowed to negotiate prices and thus pays a lot less than, say, Medicare. It's even more ironic that most novel drugs are the result of Federal research dollars. The only research most pharamaceutical companies engage in is patent extension.

Last year, the IRA was passed that will allow in a few years the government to negotiate prices on a handful (8?) medicines and even that faces stiff opposition in Congress.

This system needs to be scrapped.

[1]: https://revcycleintelligence.com/news/how-nonprofit-hospital...

Re: Post-apocalyptic life in American health care

#27
post #11

I can relate to this experience, having been through it with multiple parents/in-laws. One thing I’ve learned: We are fortunate to be in a city large enough to support a large hospital (actually more than one) with many associated specialists and clinics. If you can stay inside one of these, where people are looking at the same records system and have personal contacts in the various clinics and services, things go s…

This has been my experience as well. My wife has end-stage kidney disease, and we have found that the system works (for us!) when we stay within our hospital system. We don't travel much, we keep to within a certain radius of the hospital we trust, and we make sure any new specialists are inside or at least connected to the same (Epic) system. That has solved the "no interface" issue and the issues described in the "Traditional life in the ruins of systematicity" segment.

We are also blessed to have a kidney specialist that, as part of this system, has some tenure and traction in this hospital system, and is -- in my opinion -- an incredible doctor and hospitalist who proactively navigates these systems on our behalf. I 100-percent realize that this doctor does not exist everywhere, and we are incredibly fortunate to have him on "our team".

In any setting -- ER/ED, inpatient, outpatient, clinic, urgent care -- when you talk with doctors and nurses, answer their questions, no matter how repetitive. Be kind, and understand that the person you're talking with _now_ has exactly 20 seconds of experience with your case and influence over a very small part of the system.

The phrase that has gotten me farthest is "Hey, I'm a dum dum, but." For example, everyone along the way was ready to tell me why what she had _wasn't_ a seizure, and I wasn't going to argue with them, but what I said instead was "I'm a dum dum, but it really looked like a seizure to me. Her fists clenched, I tried to unclench them but I couldn't. I rolled her onto her side because Seizure Protocol. She said herself she lost control of her muscle movements."

The best thing you can do (like the post author) is be an active, participating advocate for your loved one, the patient: Every. Single. Time.

Re: Post-apocalyptic life in American health care

#28
American healthcare is an easy target, plenty to criticize.

There are complicating factors here:

We culturally, societally, and philosophically don’t really know how to make decisions about end-of-life care, and death in general.

We also lack an agreed upon moral framework for how to care for people with diminished cognitive capacity (the extreme being permanent vegetative state).

Re: Post-apocalyptic life in American health care

#29
post #4

I'd be interested what one, single change might help. Something intangible like independently curated complete health record in some normative form on a smart card. Or, a legalism of a "first do no harm" nature which demands once a qualified professional determines you have cover and it's just an argument about who pays between competing covers, you get no-worse-off service choices immediately until they decide which…

Enforcing the current laws would be a good start.

https://www.propublica.org/article/health-insurance-denials-...

Re: Post-apocalyptic life in American health care

#30
I am not the one who normally says this, and I will admit I know little about US Health system ( I assume the complexity of it means no one really knows )

Given the insanity of it, and US being capitalist in nature, may be the best way to fix all of these isn't more regulation, but to deregulate the market so they could compete?

And on the topic, I am wondering if anyone knows a good site that compares the Medical System around the world?

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