> Instead of passwords, we should use something like FIDO, which allows users to log in using a security key or biometric information. The problem "in the real world" is that people will lose these keys all the time . I mean, I agree, passwords need to die, and hopefully some of the work that is being done by Apple and others will help bring on an end to passwords, but you can't really talk about replacing passwords…
Authenticator app, HID card, or FIDO key. Biometric is coming but the goal is to not have to give people yet another reader/device.
In theory we wouldn't have to worry about someone losing their card or key but they don't always setup all three in their account.