With two busy working (and shopping) adults, a teenager, and a little kid, online shopping, cash, cards, etc, I think I would need to hire a data entry clerk to use something like this.
Yeah, it’s a lot of work. I used to manually budget with Google Spreadsheets but eventually threw in the towel and gave into Mint. I still have to go in and manually change certain categories or add tags, but it’s way less work than what I was doing before.
I found it easier to manage personal finances in a spreadsheet.