Earlier quoted context omitted.
What bank is this? I'm using Privacy.com to do this with debit cards, but I've never heard of anything that lets you do it for ACH.
I searched google for the word pocket, and One came up https://www.onefinance.com/features/
Merchants can keep charging your card even if it's cancelled/expired
21–30 of 58 posts
Re: Merchants can keep charging your card even if it's cancelled/expired
#22I've been told this by credit card customer support. In several instances over the last 3-4 years I've disputed charges from companies I have no relationship with, and as part of the dispute process been told I need to reach out to these companies to prevent future recurring charges. Calling a company I've never heard of to try to get them to stop charging me sounds likely to lead to further problems rather than reso…
This is a request by the bank. If they keep letting through fraudulent charges, they can keep paying for them.
Re: Merchants can keep charging your card even if it's cancelled/expired
#23Re: Merchants can keep charging your card even if it's cancelled/expired
#24I've been told this by credit card customer support. In several instances over the last 3-4 years I've disputed charges from companies I have no relationship with, and as part of the dispute process been told I need to reach out to these companies to prevent future recurring charges. Calling a company I've never heard of to try to get them to stop charging me sounds likely to lead to further problems rather than reso…
How did you find a bank that gives you that level of control?
Re: Merchants can keep charging your card even if it's cancelled/expired
#25Does this happen with MasterCard too?
Re: Merchants can keep charging your card even if it's cancelled/expired
#26Amex:https://www.americanexpress.com/us/merchant/cardrefresher.ht...
Mastercard: https://www.mastercard.us/content/dam/public/mastercardcom/n...
Discover: https://www.discoverglobalnetwork.com/content/dam/discover/e...
Re: Merchants can keep charging your card even if it's cancelled/expired
#27I've been told this by credit card customer support. In several instances over the last 3-4 years I've disputed charges from companies I have no relationship with, and as part of the dispute process been told I need to reach out to these companies to prevent future recurring charges. Calling a company I've never heard of to try to get them to stop charging me sounds likely to lead to further problems rather than reso…
Maybe banks have some extra rights on your country, but that is actively collaborating with fraud.
Re: Merchants can keep charging your card even if it's cancelled/expired
#28Does this happen with MasterCard too?
The payments API I use offers both Visa and MasterCard's services at a cost of $0.20 per updated card.
Re: Merchants can keep charging your card even if it's cancelled/expired
#29But it still sucks that it's difficult to block charges like this from the consumer/credit-card side. I see references to OneFinancial in the thread here, and I'll definitely look into that.
Re: Merchants can keep charging your card even if it's cancelled/expired
#30I learned this the hard way once when I tried to get rid of a $5 subscription I didn't understand with Discover. I naively figured I would just request a new card and that would be that... Nope, it's like a direct debit or something, they are linked to the actual account, despite being setup through the card. Totally broke my head to the point I actually talked myself into closing my account, which was another mistak…
>I learned this the hard way once when I tried to get rid of a $5 subscription I didn't understand with Discover. I naively figured I would just request a new card and that would be that That's a bad idea anyways. Just because your credit card was declined doesn't mean you're off the hook. Most businesses are reasonable and won't chase you further, but some persistent ones (eg. gyms) are known to continue your subscr…