This is pretty great, but I think some people are overestimating the significance of this - PayPal.me has existed for a while and it hasn't exactly killed off small payment providers.
Stripe Payment Links
21–30 of 328 posts
Re: Stripe Payment Links
#22This. is. going. to. be. HUGE! Lots of companies Stripe has replaced because of this. I can see new areas of businesses being launched because of how easy Stripe has made it to be paid online, all with no-code! No more third parties or complex developer integrations or a cut, only get paid with a link with Stripe, That's it! I welcome this!
Yep yep yep.
The things this will enable are endless.
This is truly headless e-commerce.
Re: Stripe Payment Links
#23(Stripe cofounder.)
While there are lots of antecedents (this is, after all, just a checkout page with a URL), and even though this was substantially inspired by the growth of the no-code ecosystem[0], the thing that's interesting to me about the payment link "space" is that it's a use case that really took off in other markets first -- Nigeria, India, Philippines, etc. I suspect that staying abreast of important new patterns emerging outside US/Europe will become more important for many businesses in the years ahead... there are a lot of legacy assumptions being questioned.
And feedback very welcome on our Payment Links product itself!
[0] We were excited to have Ben Tossell, one of the original no-coders, as one of our beta users: https://twitter.com/bentossell/status/1397246339898093568
Re: Stripe Payment Links
#24I quickly looked around but I couldn't get an idea on how Stripe handles the AML and similar complience stuff on this.
There have been similar services for years now, one is especially popular among people who sell illegal items and services like IP TV for pirated premium sports channels since they can quickly create per order link that is disguised as selling hamster supplies or drilling heads.
Shady transactions are never out of reach, I just stumbled upon on one here: https://twitter.com/charliehtweets/status/139686085069939507...
That's the interesting part of payment processors IMHO. Taking an order and making a transaction is a technical achievement maybe for a junior developer.
It's a shame that the material on the business and legal side of these things is limited. Only engineers like sharing their ways :)
Re: Stripe Payment Links
#25Earlier quoted context omitted.
Shopify is fine is the funniest thing I’ve ever heard. Shopify is the 2008 equivalent in the tech world. Hugely overvalued, no secret sauce (pretty web fronts that are powered by stripe) Shopifys moat is nonexistent.
Shopify's moat is its ecosystem of developers and apps, for many of the same reasons WordPress still powers 39.5% of all websites in 2021. Shop Pay also provides many of the same benefits of Stripe -- global one-click payment across all their stores and more. I run into Shopify sites while shopping all the time and am always pleasantly surprised that I don't have to fill out anything to check out, it already knows me…
Wordpress is a free product. Shopify is not.
Shopify built a good ecom cms and they’ll be right for some companies, but they’ve also cornered themselves as that company that makes ecom software. Remember Shopify POS? Me either.
Anyways, consumer trends change. The way people buy online will change. There’s a future where ecom websites are basically the back catalogue of the future.
Re: Stripe Payment Links
#26Gumroad? https://twitter.com/shl/status/1397254513627705345
It always amazes me when things like this happen. If you look at the comments on this post you'll see people responding as if this a terrific new idea/frontier. Others respond with links to existing solutions as you did; Gumroad was my first thought, too.
And to me, this is one of the main benefits of hackernews. I don't know everything, I don't know everything available, so I take value from everyone adding the options they know about.
Re: Stripe Payment Links
#27(Stripe cofounder.) While there are lots of antecedents (this is, after all, just a checkout page with a URL), and even though this was substantially inspired by the growth of the no-code ecosystem[0], the thing that's interesting to me about the payment link "space" is that it's a use case that really took off in other markets first -- Nigeria, India, Philippines, etc. I suspect that staying abreast of important new…
I'd like to help my father's business to go online with stripe but unfortunately his EU country (Croatia) for you to bother with.
Re: Stripe Payment Links
#28I can't test it:
1. I'm logged into Stripe's default dashboard
2. I go to https://stripe.com/payments/payment-links and press "Start Now"
3. I get redirected to a registration page
4. I press "Have an account? Sign in"
5. I get redirected to Stripe's default dashboard
Re: Stripe Payment Links
#29(Stripe cofounder.) While there are lots of antecedents (this is, after all, just a checkout page with a URL), and even though this was substantially inspired by the growth of the no-code ecosystem[0], the thing that's interesting to me about the payment link "space" is that it's a use case that really took off in other markets first -- Nigeria, India, Philippines, etc. I suspect that staying abreast of important new…
I love how this is a great (and "open" / web / link based!) complement to all kinds of digital products.
e.g. we're looking into how to pair payment links with Jam (https://jam.systems | https://jamshelf.com), basically stand-alone Clubhouse-style audio rooms.
Unbundling of the payment feature of superapps.
Re: Stripe Payment Links
#30This is absolutely the worst news for Shopify. A very large portion of SMBs want to sell a handful of things without the overhead of maintaining and paying over the top for a e-commerce cms. This plus social media will be a huge win for a lot of businesses
Maybe for the very small sellers, yes. But Shopify will be fine without them. They provide a lot of value to medium size sellers with a lot of turn over, through their app marketplace and integrations.
And they can actually give you lower rates than 2.9% if you pay a higher subscription fee. Stripe won't drop below 2.9% unless you do $1M+ and even then it's not a guarantee.