Earlier quoted context omitted.
Part 2---- First, Expensify's long-term product vision derives from a core belief: Payments and chat are the same thing. Every payment is a structured chat to resolve some kind of debt tension that exists between two people. The way we see it, there is a spectrum of functionality between "freeform chat" and "expense management" -- and every form of payment is somewhere on that spectrum: * Expense management is the mo…
Their long term product vision is based on an incorrect core belief.
Expensify.cash
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Re: Expensify.cash
#22I can already do this with Apple Pay, and other payment apps like Venmo and Cashapp are pretty simple and easy. Who is the main market for this?
Re: Expensify.cash
#23This seems pointless. The fact that it's not primarily a chat app means nobody is going to use it for day-to-day messaging - you already have to have payments in mind before you start a conversation. So if you want to use it to request payments for an existing group chat, you've got to switch context and invite everyone into this separate chat app just to allow payments. Or you can just drop a paypal.me link into the…
Also I tried it out and the app literally doesn't allow you to send payments yet, it does nothing but basic text chat and asking people to build it for them on Upwork because "it's open-source" - honestly reading it I thought this was some kind of early April Fools joke.