It just shows how much that health (insurance) system is in need of repair.
Health insurance isn't the issue here. There's an absolute scarcity of donor organs, which necessarily means that some people who need a donor organ won't get one. Changing how we pay for medical treatment isn't going to solve that problem, unless some of that money somehow goes to organ donors, which is an idea that makes everyone really uncomfortable.
I vote in favor of selling your organs upon death. It's not a bad way to pay for the funeral. :-)