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Square Canada has a Cuban coffee issue

cbc.ca

21–30 of 109 posts

Re: Square Canada has a Cuban coffee issue

#21
post #17

Earlier quoted context omitted.

Nah, you think the guy doing this is working that hard?

Then he ought to be fired.

American workers are scared of being perceived as anything else other than a YES MAN. The guy being told he has two-three days to implement OFAC can't say NO or they'll find someone to replace him that will say YES so he'll implement the shortest answer that causes that 'feature' to be marked as 'complete'

Re: Square Canada has a Cuban coffee issue

#23
post #11

> "I was kind of shocked and mad, because we're a Canadian company using Cuban goods bought and sold in Canada," Using an American payment company and an American bank, both of which are subject to American laws and aren't going to risk breaking a trade embargo, regardless of whether this particular case is 100% legal or not. Also not sure why the headline says Square Canada when the article makes it clear that it is…

She’s transacting with Square Canada: that Square Canada transacts with a US bank is not her problem unless it is spelled out in her merchant agreement.

Re: Square Canada has a Cuban coffee issue

#24
post #11

> "I was kind of shocked and mad, because we're a Canadian company using Cuban goods bought and sold in Canada," Using an American payment company and an American bank, both of which are subject to American laws and aren't going to risk breaking a trade embargo, regardless of whether this particular case is 100% legal or not. Also not sure why the headline says Square Canada when the article makes it clear that it is…

If I ordered an expensive item, the seller or the shipping company chose to mail it through a jurisdiction where the item was illegal, and it was confiscated, I would 100% expect them to take responsibility for replacing my item immediately. They can wrangle the cost back from the confiscators on their own time.

I don't see this as any different. Square took on the responsibility to deliver this woman's money, and it has failed in that responsibility. Exactly how they failed should not be her problem. They need to make it right.

Re: Square Canada has a Cuban coffee issue

#26
post #4

The vendor claims to buy beans from a Canadian distributor. It's not immediately obvious how to get from "bought beans in Montreal, sold Coffee in Toronto" to "funds frozen for doing business with Cuba." The devil must be in the details of the embargo.

The US banking system is incredibly risk adverse. They do things like automatically flag transactions with words that might indicate a violation of US sanctions, such as Havana or Cuba. Venmo, for example, is infamous for questioning transactions with keywords like this.

Re: Square Canada has a Cuban coffee issue

#27
post #12

They need to just give her the $14k immediately and then eat it if it's a problem. Stop processing the transactions going forward or until it's sorted out, but do not steal her money. Also, I found this distasteful: "I want to clarify that Square is not experiencing a technical glitch. While I cannot speak with you about Monica's individual case, I can tell you that Square's Customer Success team spoke with Monica ye…

If the question is legal liability for violating sanctions, releasing the $14K could put them on the hook for much more than $14K in liability.

Re: Square Canada has a Cuban coffee issue

#29
post #22
post #18

Earlier quoted context omitted.

Or, you know, literally any Canadian payment processor

Such as?

30 seconds on Google suggests Payfirma, Moneris, and TD Merchant Services, all headquartered in Canada.

I haven't deep-dived on any of them, so those specific ones may not be suitable. But Canadian banks exist, and Canadian payment processors exist. This can't be hard.

Re: Square Canada has a Cuban coffee issue

#30
post #18

Earlier quoted context omitted.

So what’s the solution here? Use China’s Unionpay network?

Or, you know, literally any Canadian payment processor

But the article states the problem are the funds are going to a US bank.

If believed, she could just have the funds go to a Canadian bank and the problem is solved.

Doesn’t really have anything to do with Square.

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