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Captain Crunch needs your help

savingcaptaincrunch.com

21–30 of 77 posts

Re: Captain Crunch needs your help

#21
post #17

USD 6000 + 2000? I don't want to seem insensitive, but a guy with Crunch's talent should easily be able to make the payments. He could take it across several years if he wanted to. (Or he should have just gotten medical insurance in the first place, although I've heard some nasty things about private health insurance in America.)

He almost certainly does have insurance. A "Co-pay" is the small amount of the medical procedure cost that the insurance company bills to you.

Re: Captain Crunch needs your help

#22
post #17

USD 6000 + 2000? I don't want to seem insensitive, but a guy with Crunch's talent should easily be able to make the payments. He could take it across several years if he wanted to. (Or he should have just gotten medical insurance in the first place, although I've heard some nasty things about private health insurance in America.)

Agreed. I mean, according to his Wikipedia article, he was the CTO of En2go a company "that delivers music, video and other digital content to desktops."

Most definitely shenanigans of some kind are going on here...

Re: Captain Crunch needs your help

#24
post #18

The last few times he came up on HN I'm sure there were several accounts of him being accomplished but not a particularly nice person. I have no idea. Can that be balanced out?

john draper excelled in an area which doesn't make much money. bill gates, larry ellison, etc might not be too nice people, but they don't need your help financially.

i've had a couple of interactions with him and he was nice to me. he's a little odd but i think it comes with the territory.

Re: Captain Crunch needs your help

#25

There are barely visible links at the bottom of the page for "Shop the Best Verizon Wireless Deals" and "Thanks to Top CD Rates, Bank Rates and Bad Credit". Nobody can verify the affiliation with John Draper. I suspect this is a both a scam and black hat SEO.

yes, i think you may be right. if yes, then this is an insidious tactic to get seo-juice, but sadly probably very effective..

Re: Captain Crunch needs your help

#26

There are barely visible links at the bottom of the page for "Shop the Best Verizon Wireless Deals" and "Thanks to Top CD Rates, Bank Rates and Bad Credit". Nobody can verify the affiliation with John Draper. I suspect this is a both a scam and black hat SEO.

She is using wordpress, and many wordpress themes have these sponsored links out of the box. These themes are called sponsored themes and have generated quite a bit of controversy in the past.

Re: Captain Crunch needs your help

#27
post #14
post #5

The US healthcare system never fails to shock and horrify me. I am so thankful for my dual citizenship every time I hear a story like this. Pathetic and sad.

I just wanted to post _exactly_ the same. I imagine that John Draper has some sort of health insurance. So why are those things even an issue? Healthcare is one of those few areas where I think that a government backed approach provides more benefits than a private approach.

I wouldn't assume he has health insurance. He's gone through long periods of unemployment.

Re: Captain Crunch needs your help

#29
post #14
post #5

The US healthcare system never fails to shock and horrify me. I am so thankful for my dual citizenship every time I hear a story like this. Pathetic and sad.

I just wanted to post _exactly_ the same. I imagine that John Draper has some sort of health insurance. So why are those things even an issue? Healthcare is one of those few areas where I think that a government backed approach provides more benefits than a private approach.

According to the Wikipedia, Draper was born in 1944, which mean that he ought to be covered by Medicare, which is the federally-run insurance program for individuals over 65. However, as other commenters have noted, even with insurance, it's not uncommon to find out that a particular procedure isn't covered by one's plan, and even very good insurance policies often don't cover costs 100%. For example, very good private insurance policies often only pay 80% of inpatient costs- the other 20% will be billed to the patient. That said, there's usually some sort of upper limit to the patient's financial responsibility, after which the insurance company pays 100%... but that limit can sometimes be in the tens of thousands of dollars, depending on the plan.

Furthermore, many insurance plans will cover a surgical procedure at one rate, but will cover ancillary costs (such as anesthesia, follow-up care, and medications) at a different (often lower) rate. This is all a long-winded way of saying that it is quite common for major medical procedures that are nominally "covered" by one's health insurance to end up costing the patient quite a bit of money when all is said and done. Look at the stats on medical bankruptcies in the US over the last few years- most of those people had insurance, and still ended up screwed.

Also, I'd like to point out that if Draper had been born a few years later (i.e., if he was younger than 65 years old) it seems quite likely that he might not have had any insurance at all. Many older people- especially people whose careers haven't been a stead string of stable corporate jobs, but have instead been independent contractors or otherwise self-employed- find themselves in the position of being 55 or 60 years old and suddenly unable to afford (or even be allowed to purchase) health insurance. Also, there are also quite a few people (especially these days) who are laid off from what had been formerly stable corporate jobs around that age, and find themselves uninsured for the first time in their lives just as their bodies are starting to break down. I know a number of people who celebrated their 65th birthday by going to the doctor for the first time in a few years.

Re: Captain Crunch needs your help

#30
post #14

Earlier quoted context omitted.

I just wanted to post _exactly_ the same. I imagine that John Draper has some sort of health insurance. So why are those things even an issue? Healthcare is one of those few areas where I think that a government backed approach provides more benefits than a private approach.

I wouldn't assume he has health insurance. He's gone through long periods of unemployment.

Agreed. Intelligence does not equal financial success. Here's a story the WSJ ran on Mr. Draper in 2007: http://on.wsj.com/ckUc6D
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