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Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

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21–30 of 369 posts

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#23
"But none of these is her most gnawing, ever present concern.

That would be the convoluted medical bills that fill multiple binders, depleted savings accounts that destroy early retirement plans and so, so many phone calls with insurers and medical providers."

Is it like this in other OECD countries? I ask because I'm told that we in America have "the best health care system in the world."

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#24

It's such an absurd expense that I wonder if I get diagnosed with cancer, I would just deny treatment, accept death, and hand my assets to loved ones. Not sure if anyone else thinks the same way.

A lot of cancers have good a prognosis, especially if diagnosed early. Would you still do so if your chance of long-term survival and full remission, with treatment, is 50% or higher?

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#25

This makes me so angry at doctors.

How are these costs the fault of the doctors? I would think the largest blame goes to the insurances and drug makers making billions in profit. At least the drug makers are making something but the insurances are just pooling money and taking of the top for doing almost nothing.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#26

It's such an absurd expense that I wonder if I get diagnosed with cancer, I would just deny treatment, accept death, and hand my assets to loved ones. Not sure if anyone else thinks the same way.

I'm not even in US and I'm considering the same.. if the expenses go above some reasonable threshold, I don't see the point of me living enough to see my family dragged into poverty. I don't delude myself - it's not easy to do.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#27

I wonder what the downstream effects of this are on building generational wealth. 100 years ago, when your parents died, you might inherit a home or a small amount of money. That then helped uplift the next generation. Now, if your assets are drained, you have a reverse mortgage, etc, there's nothing to pass on except for the very wealthy. Cancer sucks.

This was definitely the case with my grandparents, but it wasn't even cancer it was just the long term cost of care for people who live well into their 90s.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#28
post #10

This makes me so angry at doctors.

Why at the doctors specifically?

They hoard Monopolized knowledge that can likely be known by a cancer technician. Then they charge a premium for it. The therapy, doctor visits and all that come from them and they charge that much because you're dying and you need access to their monopolized knowledge.

Reduce 12 years of training to 4 years and lower the selection criteria of students entering a specialty and I'll show you an economy where doctors are not in always stressed out and paid fairly. Grades never correlate with how good a doctor is, so why are we filtering the supply of doctors based off of that criteria. It's insane. We need more software engineers so we bootcamp it. We need more cancer specialists we should lower the selection criteria and train specialists without the overhead of 12 years of training where the majority of that training is irrelevant and used to only filter and reduce the supply of doctors.

Then they hide behind the bureaucracy as if they aren't in control. I know I'm in good hands because said doctor knows organic chemistry and had a high enough GPA to get into medschool.

Re: Cancer Complications: Confusing Bills, Maddening Errors And Endless Phone Calls

#30
post #5

More than 42% of 9.5M people with cancer drained life's assets within 2 years in the US .

Important distinction. Most western countries don't bankrupt you for getting old or sick. Oh boy, did i say something which wasn't Pro-'Merica?

s/western/civilised/

IMHO the US approach to healthcare should be criminalised.

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