Earlier quoted context omitted.
I'm very sorry for your loss. I've heard "wins the lottery" as a less morbid metaphor for the same concept: one of your employees stops working in a low-probability event. Of course the higher-probability event is leaving their job (but somehow it's less polite to just say that); you usually get two weeks to hurriedly start documenting things, and with the current state of employee/employer relations you might easily…
I don’t like when people use “wins the lottery” because it leads to distracting tangents. A person that wins a lottery could do anything. How much did they win? Maybe they’ll still keep working? Maybe they’ll go off to start their own company and take a bunch of key employees with them? Maybe they’ll be broke in a year and come back to their job? Maybe they don’t leave right away? These are just distractions you don’…
That's not to say folks should be callous about it. But failing to think about things like this is also unfair and stressful to employees who are not dead.