21–30 of 85 posts
SCHUFA is demanding a passport copy from EU citizens to obtain the annual unpaid data overview report. A citizen of an EU country residing in Germany is under no obligation to hold a passport. I don't understand how until now no one torn the SCHUFA credit bureau into pieces over it. https://i.imgur.com/nEZRJDv.png
If this is really ‘open’, how we can access submitted data? Otherwise comments here about this project funded by competitor is making this a bit fishy.
Is Bertelsmann a competitor? Nevermind, just read it below: https://en.wikipedia.org/wiki/Arvato
SCHUFA is demanding a passport copy from EU citizens to obtain the annual unpaid data overview report. A citizen of an EU country residing in Germany is under no obligation to hold a passport. I don't understand how until now no one torn the SCHUFA credit bureau into pieces over it. https://i.imgur.com/nEZRJDv.png
When applying for a loan, mobile phone contract, or even trying to rent an apartment in Germany, the Schufa score - Germany's credit rating - is decisive. If you have a few "points" too little, your application is refused. (Computer says "No" to your new smartphone or apartment.) However, the calculation of these credit scores - done by the private Schufa company - is fully intransparent. The formula is a trade secre…
„...even trying to rent an apartment in Germany...“ While this MAY be true in a lot of cases it certainly is not all the time. From my experience 50/50.
Reading the funding goals[0] I don't understand why there is a funding goal of 30k to develop... an OCR app? Wouldn't it make more sense, from both financial and technical standpoint to accept raw images then do the OCR server side? Server side OCR probably has more resources, and can utilize better OCR software. And you can re-run it after some time on every image if the results aren't that accurate. [0] - https://w…
just raw images would cause major privacy & data protection issues
I still find it to be lesser "evil" than schufa - which, I'm pretty sure, is also extremely discriminatory towards people who move to Germany and giving them worse score by default. Hopefully you'll get enough optional data to be able to prove that too.
SCHUFA is demanding a passport copy from EU citizens to obtain the annual unpaid data overview report. A citizen of an EU country residing in Germany is under no obligation to hold a passport. I don't understand how until now no one torn the SCHUFA credit bureau into pieces over it. https://i.imgur.com/nEZRJDv.png
Any EU citizen needs a passport or equivalent in Germany. One needs it already when entering Germany. Though you don't need to carry it all time with you. But you need to have one.
When applying for a loan, mobile phone contract, or even trying to rent an apartment in Germany, the Schufa score - Germany's credit rating - is decisive. If you have a few "points" too little, your application is refused. (Computer says "No" to your new smartphone or apartment.) However, the calculation of these credit scores - done by the private Schufa company - is fully intransparent. The formula is a trade secre…
„...even trying to rent an apartment in Germany...“ While this MAY be true in a lot of cases it certainly is not all the time. From my experience 50/50.
When applying for a loan, mobile phone contract, or even trying to rent an apartment in Germany, the Schufa score - Germany's credit rating - is decisive. If you have a few "points" too little, your application is refused. (Computer says "No" to your new smartphone or apartment.) However, the calculation of these credit scores - done by the private Schufa company - is fully intransparent. The formula is a trade secre…
„...even trying to rent an apartment in Germany...“ While this MAY be true in a lot of cases it certainly is not all the time. From my experience 50/50.
SCHUFA is demanding a passport copy from EU citizens to obtain the annual unpaid data overview report. A citizen of an EU country residing in Germany is under no obligation to hold a passport. I don't understand how until now no one torn the SCHUFA credit bureau into pieces over it. https://i.imgur.com/nEZRJDv.png
> A citizen of an EU country residing in Germany is under no obligation to hold a passport. Any EU citizen needs a passport or equivalent in Germany. One needs it already when entering Germany. Though you don't need to carry it all time with you. But you need to have one.
SCHUFA is demanding a passport copy from EU citizens to obtain the annual unpaid data overview report. A citizen of an EU country residing in Germany is under no obligation to hold a passport. I don't understand how until now no one torn the SCHUFA credit bureau into pieces over it. https://i.imgur.com/nEZRJDv.png
> A citizen of an EU country residing in Germany is under no obligation to hold a passport. Any EU citizen needs a passport or equivalent in Germany. One needs it already when entering Germany. Though you don't need to carry it all time with you. But you need to have one.
No passport required, but it might be useful, since many online services require a passport, for example activating a SIM card.