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Burning man defeats PayPal

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Re: Burning man defeats PayPal

#21

PayPal once made me refund every customer in the last 6 months. They said it was the only way to unfreeze my account. I gave them the thumbs up because I had no other options at the time, and they said, "you have to manually refund them one-by-one yourself and then call us when it is done". It was really strange. They permanently froze my account after I refunded everyone and refused to talk to me when I called. I wa…

Well, that certainly sounds like half of a good story.

Re: Burning man defeats PayPal

#23

We had a nightmare like this when we first launched MyDunkTank and were using PayPal for our payment processing. They suspended our ability to accept payments without warning or notification and then dragged us through a ridiculous and costly paperwork process for over a week. We supplied everything they asked for and more. They denied our appeal and then locked $2,600 in our account for 180 days without explanation.…

When you look into an abyss, the abyss also looks into you.

Re: Burning man defeats PayPal

#24
post #14
post #5

Earlier quoted context omitted.

He forgot to mention it has an extremely large number of false positives using that system. The reason it might work is because they take/freeze money from innocent customers. The amount of horror stories about Paypal significantly outnumber the horror stories about regular banks or credit card companies.

The amount of horror stories about Paypal significantly outnumber the horror stories about regular banks or credit card companies. I surmise this is because you're a techy and you talk to people who run businesses online on a regular basis. If you spent a lot of time on, e.g., credit card discussion boards (they exist), or spoke to "regular people" about their payment issues on a regular basis, I suspect you would co…

You are right I'm a techy, I talk to people who run online businesses, they use PayPal and other methods. PayPal is by far the biggest problem when it comes to payment solutions. Also I'm from Europe, which means I talk to people who use the common solutions in Europe to deal with payments, which is direct bank transfers or an online alternative provided by banks (such as iDeal in Holland). While our banks don't require as much documentation as PayPal sometimes requires, you also don't have to threaten them with lawsuits to get your money (I've seen that happen). They even have an chief escalation officer who jumps in in case clients threaten them with lawsuits.

PayPal doesn't have the right to just freeze money for periods of 180 days without providing sufficient methods for their customers to quickly resolve the issues. 180 days for freezing all money for one suspicious transaction is absolutely ridiculous. I don't claim PayPal achieves profitability by freezing accounts, I do claim they regularly screw their own customers with questionable account balance freezes.

Re: Burning man defeats PayPal

#25
Can we start the move to Google Checkout and Amazon Payments? They both charge the same amount of fees as PayPal yet do not have draconian policies and downright retarded treatment of their customers

Re: Burning man defeats PayPal

#26
Here is another example of how PayPal is a bit shady:

Sign into PayPal to send money. If you have a credit card as a payment method and a bank account as a payment method, PayPal will auto select your bank account. That's fine, except when you change your payment method from the default bank account to your credit card. A confirmation page comes up and tries to change your selection back to your bank account. There are two options: Use Bank Account / Use Credit Card. These options are randomly changed back and forth to confuse the user. Even the highlighting of these to option (which one is yellow) is randomized to make you accidently select the Bank Account option.

Re: Burning man defeats PayPal

#27

PayPal once made me refund every customer in the last 6 months. They said it was the only way to unfreeze my account. I gave them the thumbs up because I had no other options at the time, and they said, "you have to manually refund them one-by-one yourself and then call us when it is done". It was really strange. They permanently froze my account after I refunded everyone and refused to talk to me when I called. I wa…

Well, that certainly sounds like half of a good story.

Your point is well taken, but I have never seen a comment, here or elsewhere, where someone lauded the great PayPal service or the quick conflict resolution. It's always about being blindsided. Folks, if you have GOOD stories, those are worth posting for balance.

Re: Burning man defeats PayPal

#28
post #25

Can we start the move to Google Checkout and Amazon Payments? They both charge the same amount of fees as PayPal yet do not have draconian policies and downright retarded treatment of their customers

Customer service with PayPal is a hundred times better than customer service with Google, in my experience. I've never had a problem getting CS on the phone with PayPal. Google is a different story.

Re: Burning man defeats PayPal

#29
post #22

To every story there is also the other side of the story. They obviously don't freeze accounts account just like that for fun, so they certainly had some reasons to do so.

The story isn't really about them freezing the account. I think everyone accepts that PayPal needs to be vigilant against fraud, given the amount they deal with. The story is that that legitimate customers are pretty much powerless to unfreeze their accounts; there's no due process, no oversight, and no accountability. If PayPal decides to screw you, that's it. Game over. Thanks for the free money.
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