What is the best credit card processing setup for startups? • Hacker News Board

Re: What is the best credit card processing setup for startups?

#21

Post by maliciouskitty » Thu, Apr 12, 2007, 7:22 AM UTC

If your startup is looking for an Asian market, you can try PayDollar. I used PayDollar at Fleur.hk http://fleur.hk/ , which is a WebObjects site I made for a flower shop.

They offer Paypal style redirection but the meat is their API which does not cost extra. The trick part is, you have to ask and you have to implement your own POST routines if you are not using Java. Wouldn't be hard if you are a STARTUP right?

Most Asian based cc gateway only needs CC number, name and expiration date for transaction, which is a "plus" to get you paid. You have to be careful about potential fraud though.

Re: What is the best credit card processing setup for startups?

#22

Post by andreyf » Thu, Apr 12, 2007, 7:38 PM UTC

ryantmulligan wrote: post #20

rms wrote: post #18

Costco has very cheap rates, not sure how good they are as far as integrating with web services. ~$50 a year for the Costco membership, then 1.99% + $0.27 per transaction plus a $20 minimum monthly charge. http://www.novainfo.com/costco/index.asp

Google Checkout has rates of 2% + $.2 per transaction with no extra/hidden fees.

The rates start in 2008. It's free 'till the end of the year.

Re: What is the best credit card processing setup for startups?

#23

Post by timg » Thu, Apr 12, 2007, 8:57 PM UTC

ryantmulligan wrote: post #7

Google checkout currently has a deal where all credit card processing is FREE for the rest of the year! https://checkout.google.com/sell

Don't forget to check the content policy,

http://checkout.google.com/seller/content_policies.html

Google's looks straight-forward, but sometimes providers have uncommon restrictions in there. eg, the "Travel packages and offers" wouldn't be immediately obvious.

Re: What is the best credit card processing setup for startups?

#24

Post by goodgoblin » Fri, Apr 13, 2007, 3:36 AM UTC

authorize.net - its not that hard. I was actually surprised at how easy it was to set up. If you are doing a consumer site paypal looks sort of amateur - remember the people who are coming to your site don't necessarily need to kmow that its 2 guys in a spare bedroom.

Re: What is the best credit card processing setup for startups?

#25

Post by Lenna » Tue, Oct 09, 2007, 9:40 AM UTC

maliciouskitty wrote: post #21

If your startup is looking for an Asian market, you can try PayDollar. I used PayDollar at Fleur.hk http://fleur.hk/ , which is a WebObjects site I made for a flower shop. They offer Paypal style redirection but the meat is their API which does not cost extra. The trick part is, you have to ask and you have to implement your own POST routines if you are not using Java. Wouldn't be hard if you are a STARTUP right? Mos…

I am using another Asia Payment Gateway comapny called http://www.paymentasia.com">PaymentAsia and they have the 3D secure with Visa/ MasterCard. Is it good or not?