Earlier quoted context omitted.
The more people use chargebacks to get around black hole customer service the better, because it is difficult for companies to blacklist everyone. If they don't want to pay the mediation fee, they should provide customer service in the first place.
There's a misunderstanding here. I'll make it clearer. The "Unless you're big cheese" is the company you're doing the charge back against. If a company, such as Anthropic has too many chargebacks? Visa/MC can ban them from their network. It happens to smaller companies all the time, mostly because it costs Visa/MC + the banks involved to deal with each chargeback, and also, it's typically a sign of fraudulent behavio…
It's all fake venture capital money, but they are the big cheese.