Earlier quoted context omitted.
It's not a false equivalence at all. Both situations are taking away someone's control of something that they own, borne from a paternalistic desire to protect that person from themselves. If one is acceptable, the other should be. Conversely if one is unacceptable, the other should be unacceptable as well. Either paternalistic refusal to let people do as they wish is ok, or it isn't.
Protecting from scams isn't protection from the victim themselves. That should be obvious from the fact that very intelligent and technologically literate people too can fall for phishing attacks. Tell me for example, how many people in your life know how a bank would ACTUALLY contact you about a suspected hijacking and what the process should look like? And how about any of the dozens of other cover stories used? No…
That is where we differ. It is, ultimately, the victim of a scam who makes the choice of "yes, this person is trustworthy and I will do what they say". The only way to prevent that is to block the user from having the power to make that decision, which is to say protecting them from themselves.