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Chase to become new issuer of Apple Card

jpmorganchase.com

191–200 of 200 posts

Re: Chase to become new issuer of Apple Card

#191

Earlier quoted context omitted.

Why would you want such a high credit limit? Are you dying to spend money you don’t have?

Why would you assume they don't have $11xxxx?

If you actually have $110000 in freely available disposable cash and you’re worrying about whether you have the ability to spend it all on a credit card versus arranging a funds transfer or a check, I question your decision-making process. :D

Re: Chase to become new issuer of Apple Card

#192

Earlier quoted context omitted.

I use and love Apple Pay, but it's not ideal for every situation. The biggest flaw is that it requires waving your expensive phone in the vicinity of the reader. Apple Pay is more risky than contactless cards. There is a risk of dropping your phone or it being stolen out of your hand. I only use it in controlled indoor environments, like at a retail store, where I have enough personal space to feel comfortable gettin…

Where do you live where your phone can't be out in public for fear of opportunistic theft?

London. https://www.nytimes.com/2025/10/15/world/europe/london-polic...

Re: Chase to become new issuer of Apple Card

#193
post #128
post #61

Earlier quoted context omitted.

The Apple Card is the only card in the US I am aware of that does not resell your purchase history to data brokers.

Are you sure it's not part of e.g. this dataset? https://aws.amazon.com/marketplace/seller-profile?id=13af1c0... And even if it's not, as long as the other side (i.e. merchants and acquirers) just collects and aggregates the same data, that's little consolation.

Yes I'm sure Apple Card data is included in that dataset. That isn't the point.

> And even if it's not, as long as the other side (i.e. merchants and acquirers) just collects and aggregates the same data, that's little consolation.

Respectfully disagree on this point. The issue isn't leaking anonymized aggregated data. The issue is, for example, Chase can and does personalize rewards ads based on your exact transactions internally. So when you use any Chase card, every Chase related entity has access to your non-anonymized transaction data for marketing and credit decisioning purposes.

I will cautiously watch how Apple handles this issue in the future because I don't trust Chase and my financial privacy is important to me.

Re: Chase to become new issuer of Apple Card

#195

Earlier quoted context omitted.

Same. I think GP may be somewhere like SF.

Portland. It's not like this in the rest of the country?

It’s very location-dependent. I live in a very dense area with many Walgreens and competitors and they’re all about the same. When you drive out into the far suburbs or country, they’re not as bad.

Good independent pharmacies are the only way to go, IMO.

Re: Chase to become new issuer of Apple Card

#196

Earlier quoted context omitted.

Why would you assume they don't have $11xxxx?

If you actually have $110000 in freely available disposable cash and you’re worrying about whether you have the ability to spend it all on a credit card versus arranging a funds transfer or a check, I question your decision-making process. :D

If you think OP wants a high limit card because they don't have cash, you don't know the credit card game well.

Re: Chase to become new issuer of Apple Card

#197

Earlier quoted context omitted.

Portland. It's not like this in the rest of the country?

It’s very location-dependent. I live in a very dense area with many Walgreens and competitors and they’re all about the same. When you drive out into the far suburbs or country, they’re not as bad. Good independent pharmacies are the only way to go, IMO.

In my area of Portland, all other Walgreens shut down and all the CVS and Rite Aids shut down in the past few years - post Covid - because the shoplifting and almost weekly armed robberies were so rampant. It's frankly amazing that there's still one Walgreens open, but going there is kind of like walking into an insane asylum. Not that it's dangerous, just incredibly dystopian. The workers are traumatized and miserable. Every single item worth more than $5 is locked up, and even so, there are thieves with backpacks strapped to their chests roaming the aisles, literally every time I go in there, grabbing anything, while the employees just ignore them. Recently I went in to buy Mucinex. I found it in a locked plexiglass cabinet, in front of which was a junkie who was sitting on the floor with no shoes, his nose pressed to the glass, studying the boxes of Mucinex. I had to spend 10 minutes finding a worker to open the cabinet while gently moving the junkie out of the way.

This quarter of the city (inner Southeast) is down to basically 5 pharmacies serving a very densely populated 10 square miles, four of which are in supermarkets (Safeway or Fred Meyer... both terrible). Only one Walgreens is left.

There is a locally owned, independent pharmacy that's owner-operated, about 3 miles away from me, and I've started driving to it. It's the only one in Southeast. The Walgreens is only 5 blocks away from my house, easy to walk to, but I've decided it's worth getting in my car and sitting in traffic to get to the independent one.

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