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HSBC blocks its app due to F-Droid-installed Bitwarden

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Re: HSBC blocks its app due to F-Droid-installed Bitwarden

#191

Post by delaminator »

delaminator wrote: post #154
CaptainZapp wrote: post #151

Earlier quoted context omitted.

> People in Switzerland and the EU are being de-banked by local banks because of US pressure allowing them to force any bank that wants to use USD That's not quit accurate. American citizens will indeed have a very hard time to open a bank account in Switzerland. But the reason is not so much free speech than FATCA (Foreign Account Tax Compliance Act) [0] [1] The requirements to host bank accounts for Americans are s…

> because they said something nasty about Mr. Trump Well that's outrageous, I'm sure you've got a list of such people ready to tell us about it.

[flagged]

Re: HSBC blocks its app due to F-Droid-installed Bitwarden

#193

Post by _ache_ »

embedding-shape wrote: post #98
_ache_ wrote: post #68

Earlier quoted context omitted.

No. It's a MasterCard/Visa only (and Amercian Express I guess, maybe JCB too). So technically, she can pay by card in France, Belgium, India and others countries that don't rely exclusively on Visa/MasterCard. With local cards.

I'm not sure, skimmed the article and came across this: > She cannot open a bank account anywhere in the world or have a credit card, because she has been placed on the Office of Foreign Assets Control (OFAC) list of the U.S. Treasury Department, which targets money laundering and terrorism. Are you saying this isn't true then? She's not actually on OFAC, but instead just targeted via Visa/MC?

No no, it's the same.

The OFAC apply to US companies only and forbid VISA/MasterCard to manage her transactions (and a LOT of others companies ... like a lot, not just Visa and MasterCard).

Legally Europeans bank shouldn't apply US sanctions, maybe they do, but legally, they should not (CJUE thing, I'm not an expert). I don't think it ever happen, because ... money launder generally doesn't complains about US sanction, it's wasn't a problem.

Re: HSBC blocks its app due to F-Droid-installed Bitwarden

#194

Post by _ache_ »

Vosporos wrote: post #101
_ache_ wrote: post #68

Earlier quoted context omitted.

No. It's a MasterCard/Visa only (and Amercian Express I guess, maybe JCB too). So technically, she can pay by card in France, Belgium, India and others countries that don't rely exclusively on Visa/MasterCard. With local cards.

Carte Bleue in France was absorbed by Visa in 2010 I'm afraid.

Yes, but it's only a brand. The main things is "Le réseau CB".

Re: HSBC blocks its app due to F-Droid-installed Bitwarden

#195

Post by Zak »

denysvitali wrote: post #107
sschueller wrote: post #9

That's Google's SafeNet. HSBC picked a level that causes this. Google manages the blacklist of apps. We are rapidly losing our freedoms to the will of these companies. If they decide they don't want to they can even if the law doesn't forbid it. People in Switzerland and the EU are being de-banked by local banks because of US pressure allowing them to force any bank that wants to use USD. The US has started to sancti…

At least in Switzerland banks can choose to not use Play Integrity, but they generally don't want to. Yuh, which once was owned by both Postfinance and Swissquote, works without Play Integrity. Support for GrapheneOS is confirmed - see https://github.com/PrivSec-dev/banking-apps-compat-report/is... The real issue is that most "legacy" banks have to comply with stupid regulations that force them to come up with these…

This goes beyond simply using Play Integrity, which normally just does remote attestation of the operating system. The next level is allowing an app to check its own package for modifications or installation from an unapproved source, but this goes beyond even that and gives the app the ability to check where a third-party app came from.

Google are assholes for building this.

Re: HSBC blocks its app due to F-Droid-installed Bitwarden

#197

Post by Avamander »

tuetuopay wrote: post #74
firen777 wrote: post #26

Tangentially related, but some banking apps also implement their own in-app keyboard in their password fields, making password manager unusable and basically forcing me to use a easy to remember (to guess) password.

Yup, mine does this, even on the web. Oh god French banks do love their scrambled-digit-keyboards. And boy do they love 6 to 8 digits passwords. That you have to click on using your mouse. No password manager required! Their app also likes to prompt me periodically for the password instead of the phone's biometrics, which would be good, except it always happens in a public place like the subway, which is the last pla…

That's incredibly primitive. It's about time some countries implemented proper digital IDs that would deprecate garbage approaches like these.

Re: HSBC blocks its app due to F-Droid-installed Bitwarden

#198

Post by Avamander »

oliwarner wrote: post #184

Banks in the UK take partial liability for their customers succumbing to scams, and refund lost funds unless customers go out of their way to ignore warnings. Loss of control of devices is undeniably part of the scam lifecycle. Faking and intercepting messages from banks is a large part of that. An antivirus needs global permissions. All of that being true, you don't have to be a contortionist to understand why they…

Why should a bank be ever able to dictate what the user does with their device legitimately? They can't do so on the web through browsers, that is fine, why are we excusing this on phones?

Next up banks will start requiring out MDM enrollment? Is that equally understandable? Where do you draw the line?

It's unnecessary and intrusive to apply these methods unconditionally and on everyone.

Re: HSBC blocks its app due to F-Droid-installed Bitwarden

#200

Post by Helmut10001 »

sschueller wrote: post #9

That's Google's SafeNet. HSBC picked a level that causes this. Google manages the blacklist of apps. We are rapidly losing our freedoms to the will of these companies. If they decide they don't want to they can even if the law doesn't forbid it. People in Switzerland and the EU are being de-banked by local banks because of US pressure allowing them to force any bank that wants to use USD. The US has started to sancti…

Since this year, I have two phones:

1) An iPhone Se 2022 that I use for TOTP, banking and auth. It is always in airplane mode, unless I need to login to banks (etc). The OS will receive security updates till 2032.

2) A Pixel phone with GrapheneOS for daily use: Internet browsing, routing, phone, message etc.

I found this is the only usable way in 2025.

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