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GLP-1s are breaking life insurance

glp1digest.com

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Re: GLP-1s are breaking life insurance

#191

Post by cjbgkagh »

swat535 wrote: post #169
loeg wrote: post #137

Earlier quoted context omitted.

> It's a tiny needle and you don't even feel it. I'll add that while it isn't a big deal, I definitely feel the needle; sometimes worse than others. (I'm using 8mm 30 gauge needles.)

You have to inject it correctly, it needs to be injected in the fat and with the right angle. If you have very little body fat, your glutes are probably a better place. Source: I take HCG and have to use injection 2x a week. 27G is my favorite.. https://medneedles.ca/products/1ml-27g-x-1-2-sol-care%E2%84%...

It’s mostly random and some people do feel it more than others.

It’s a rapidly absorbed peptide suspended in water, it could even be used with a transdermal patch, so it doesn’t matter that much where it gets in or how deep. Best to avoid painful areas though.

Re: GLP-1s are breaking life insurance

#192

Post by 44520297 »

kbelder wrote: post #114
44520297 wrote: post #44

Earlier quoted context omitted.

Why is obesity the only disease that taking medicine for is “cheating”? Which is more important: instilling your particular version of “discipline” into people, or saving billions in healthcare costs and millions of lives from suffering?

It's not. I'd put most addictions in that category. And instilling discipline in people is a good thing that benefits them in myriad ways.

You are free to put addictions in whichever category you prefer. The medical community does not: we treat addiction with medication as well.

Re: GLP-1s are breaking life insurance

#193

Post by nwienert »

rrrrrrrrrrrryan wrote: post #182
cm2187 wrote: post #128

Earlier quoted context omitted.

I don't know, I tend to notice the effect wears off over time. Not sure it's a good idea to consume it permanently. Perhaps a better use would be for short periods to course correct.

According to all the studies, this is absolutely the worst thing that you can do. GLP-1s are revolutionary, but when you go on them, you should intend to stay on them for life. When patients first go on them, they lose both muscle and fat, and when they go off them, they regain just fat, and in many cases they're in a worse situation than they would be if they hadn't gone on them in the first place. Letting your weig…

This is nearly perfectly wrong.

There’s nothing in these drugs that makes you lose more muscle than fat, you don’t lose any more muscle than if you do a regular diet, not even slightly.

Second, the drugs don’t do anything to cause you to gain back mostly fat, and people going off them have more success, not less, than your average person who loses weight rapidly whether through diet or other means.

The average person who is 50lbs overweight because they gained 5lbs a year for a decade will lose all of that weight within 6 months with nearly entirely positive side effects, and if they stop taking it, will regain a bit less than they did before, meaning it would take another decade to get back to where they were. That is unequivocally a huge net positive.

It’s not like Testosterone which does have dramatic negative effects when taken long term and can cause dependency.

It also happens to be extremely effective at reducing bad habits, and yes those habit changes persist after quitting - not perfectly, but surprisingly so. This even works for smoking, drinking, and gambling.

Re: GLP-1s are breaking life insurance

#194

Post by consp »

firesteelrain wrote: post #57
furyofantares wrote: post #40

Earlier quoted context omitted.

How long ago was this?

I started in Aug 2024 and stopped in Oct 2024. I paid for it from one of the pharmacies that made it in Florida. I injected myself with insulin needles that they send you.

Depends on your ultimate high's. That's a pretty good indication of diabetes (any form).

I've had pretty good hb1ac's when my blood sugar's were all over the place and in no way healthy.

Re: GLP-1s are breaking life insurance

#195

Post by cjbgkagh »

cm2187 wrote: post #128
romaaeterna wrote: post #16

The problem (not new with GLP-1s) is that people lose weight, get life insurance, and then regain. The biggest part of that equation is regain part. Most people quit GLP-1s because of costs. Let's fix that.

I don't know, I tend to notice the effect wears off over time. Not sure it's a good idea to consume it permanently. Perhaps a better use would be for short periods to course correct.

I’ve been on it for years, at a lower dose though, the counter action by the body is probably dose dependent so my theory is lower for longer is more sustainable. I think people get attached to the rapid weight loss, coupled with the high expensive, incentivizes higher doses. I take gray market supply and it’s rather cheap.

Also it should be mostly used as an adjunct to strict diet and exercise.

Re: GLP-1s are breaking life insurance

#198

Post by Aurornis »

aqme28 wrote: post #9
arn3n wrote: post #4

Obesity is highly correlated with other medical conditions, from cancer to diabetes to heart disease. I wonder if there is a point at which it is cheaper for health insurance companies to offer subsidized or even free GLP-1s to patients than pay out for other specialized medications. For example, my insurance covers flu shots in my community every year because it's presumably less expensive to pay for the shots compa…

You’re thinking too highly about the incentives of the US healthcare system. Since insurance is tied to your employer (and therefore changing every few years), and most people die on Medicare, there’s not much incentive for insurance companies to pay for preventative care that won’t actually help you for several decades.

> You’re thinking too highly about the incentives of the US healthcare system. Since insurance is tied to your employer (and therefore changing every few years)

Most people don’t change jobs or insurance companies every few years. When they do, it’s often within similar regions and industries so the chances of ending up right back under the same insurance company are significant.

Regardless, the issue is more complicated than your line of thinking. Insurance companies have very small profit margins. Current GLP-1 drugs are expensive, around $1,000 per month.

So each patient on GLP-1 drugs costs an extra $12K per year (roughly) or $120K per decade. That would have to offset a lot of other expenditures to break even from a pure cost perspective, which isn’t supported by the math. So the only alternative would be to raise everyone’s rates.

I know the insurance industry is the favorite target for explaining everything people dislike about healthcare right now, but at the end of the day they can’t conjure money out of nothing to cover everything at any cost demanded by drug makers. These drugs are super expensive and honestly it’s kind of amazing that so many people are getting them covered at all.

Re: GLP-1s are breaking life insurance

#199

Post by cm2187 »

romaaeterna wrote: post #156
cm2187 wrote: post #128

Earlier quoted context omitted.

I don't know, I tend to notice the effect wears off over time. Not sure it's a good idea to consume it permanently. Perhaps a better use would be for short periods to course correct.

Anecdotally, the dose required to maintain a stable weight seems to be lower than the dose required to lose weight. Most people tend to regain some weight when going cold turkey. The safety profile of the drugs with diabetics, and the health benefits that come from the associated weight loss may make permanent use a net benefit for most people. There appears to be little, if any, "course correction" effect from takin…

It depends how you define "short period of time". When I started, I lost 40kg in a matter of 5 months. Is that short? If you develop a tolerance to the product, then it doesn't protect you long term from gaining back weight, combined with you losing the option to do a rapid descent.

I am not saying that those variations are great from a health point of view, but they are certainly not as bad as staying obese.

Re: GLP-1s are breaking life insurance

#200

Post by loeg »

swat535 wrote: post #169
loeg wrote: post #137

Earlier quoted context omitted.

> It's a tiny needle and you don't even feel it. I'll add that while it isn't a big deal, I definitely feel the needle; sometimes worse than others. (I'm using 8mm 30 gauge needles.)

You have to inject it correctly, it needs to be injected in the fat and with the right angle. If you have very little body fat, your glutes are probably a better place. Source: I take HCG and have to use injection 2x a week. 27G is my favorite.. https://medneedles.ca/products/1ml-27g-x-1-2-sol-care%E2%84%...

It is correct (belly). :-) I think I remember it being less painful when I was fatter? The 30G/8mm needles I'm using are smaller than your 27G/13mm needles in both dimensions; should be better, if anything. Again, it's not a big deal, but I feel it.
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