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So thieves broke into your storage unit again

oldvcr.blogspot.com

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Re: So thieves broke into your storage unit again

#191

Post by maxerickson »

dylan604 wrote: post #171
cantSpellSober wrote: post #163

Earlier quoted context omitted.

How to with rental cars? I don't own and no local insurers will offer me non-owner insurance. I have to get the crappy expensive insurance at the rental car desk.

When I canceled my insurance after going carless, I was told that there would be a lapse in my coverage causing my rates to increase. So naturally I asked why would I cover a car I no longer own. Apparently, there is a type of insurance that covers you as a driver of other cars. Of course there is. Going on 4.5 years now with no insurance payments. It's been glorious

If you do regularly drive other cars, it can make a lot of sense to make sure you have a liability policy that will cover an incident (vs assuming that the coverage on the vehicles is appropriate for you). Not sure why you'd be bothered/dismissive that you can access a sensible financial product.

Re: So thieves broke into your storage unit again

#192

Post by Dove »

cantSpellSober wrote: post #163
treflop wrote: post #85

Don’t buy insurance from the same company giving you the service. Insurance is for you and you should pick it from your own choice of company and you should tailor the policy for your own needs. Same with financing. In my case, I get a lot of my insurance from a guy in my town and he has an office that I can walk into if I need help.

How to with rental cars? I don't own and no local insurers will offer me non-owner insurance. I have to get the crappy expensive insurance at the rental car desk.

There are companies that will sell you rental car insurance as a standalone policy. Google "Rental Car Insurance". Last I was dealing with this problem myself, the policies were something like half the cost of what the rental car place wanted.

Re: So thieves broke into your storage unit again

#193

Post by tightbookkeeper »

kevinventullo wrote: post #190
tightbookkeeper wrote: post #164

Earlier quoted context omitted.

You’re partly conceding that this level of corrupting and mistrust is just what we have to live with. It has not always been this way though. Side note. If I also accept it this is why cryptocurrency being able to reduce the cost of securing a transaction is still interesting to me. When you use a bank you don’t see the army of night guards, vaults, auditors, and IT people keeping it safe.

On the other hand, I hear a lot more about crypto wallets getting hacked than I do checking accounts at large banks.

I’m just saying that aspect has appeal, not that you should bank with bitcoin.

Of course, you don’t hear about internal bank problems either.

Re: So thieves broke into your storage unit again

#194

Post by b112 »

Dove wrote: post #192
cantSpellSober wrote: post #163

Earlier quoted context omitted.

How to with rental cars? I don't own and no local insurers will offer me non-owner insurance. I have to get the crappy expensive insurance at the rental car desk.

There are companies that will sell you rental car insurance as a standalone policy. Google "Rental Car Insurance". Last I was dealing with this problem myself, the policies were something like half the cost of what the rental car place wanted.

Many credit card companies offer insurance when you rent using them.

Re: So thieves broke into your storage unit again

#195

Post by bigstrat2003 »

tshaddox wrote: post #187
istjohn wrote: post #159

The storage unit industry is one of the most awful, customer hostile industries I've encountered. It's impossible to get the local facility on the phone, publicly listed phone numbers are all redirected to a national call center where reps are unable to even accurately quote prices. TFA covers the insurance kickback scam. Then after I moved into my unit, I discovered 75% of the units in my facility could be broken in…

> The paradox is that the monthly cost of a unit will quickly exceed the value of whatever is stored there unless the items have sentimental value or are very expensive. This is a tough one to manage psychologically, although it’s almost certainly also true of nearly anything you are storing in your own home. The difference of course is that home space is bundled inflexibly—you usually don’t have the option of paying…

That's why it isn't true of your home. The cost of storing an item in your home (assuming you didn't buy a bigger house just to store the thing) is 0.

Re: So thieves broke into your storage unit again

#196

Post by tshaddox »

PaulDavisThe1st wrote: post #113
bombcar wrote: post #107

Earlier quoted context omitted.

They're likely trying to prevent the situation where the pawn shops become entirely uncooperative, but there's still a tragedy of the commons situation occurring.

This is a periodic public service announcement that there is not, and never has been "a tragedy of the commons situation". Even the author of the concept, Garret Hardin, has acknowledged that he made mistakes in his understanding and research. Resources held in common have historically been subject to significant control via social, civic and legalistic processes. What is typically referred to as "a tragedy of the co…

> This matters because the "tragedy of the commons" concept has been used to suggest (successfully) that communities cannot manage commonly held resources, which is false.

This is not my impression. I’ve always heard “tragedy of the commons” invoked precisely to advocate that commonly held resources must be regulated.

Re: So thieves broke into your storage unit again

#197

Post by [deleted] »

Simon_ORourke wrote: post #188

My ex-wife demanded that we store some awful, terrible wicker furniture after a house move, so I put these cheap monstrosities into a $40/month storage unit in a semi-desolate area of town. The unit was broken into three or four times but the thieves didn't do me the favor of actually stealing anything. On the last break in I contemplated just leaving them a note with $20 inside pleading with them to just take the da…

[deleted]

Re: So thieves broke into your storage unit again

#198

Post by fragmede »

486sx33 wrote: post #174

Nothing gets broken into in Texas, when everyone has a gun, no one fucks around in the dark. Just sayin’

I can see how you want to feel thats true, but the stats don't seem to say that's true. There's plenty of car theft and burglaries happening in the state, page 37 and 38.

https://www.dps.texas.gov/sites/default/files/documents/crim...

Re: So thieves broke into your storage unit again

#199

Post by bigstrat2003 »

praptak wrote: post #37
lazide wrote: post #14

Earlier quoted context omitted.

How about (accidentally) still charged high voltage capacitors?

Where I live the "accidental" part doesn't really get you off the hook. Negligence is better than intention but still. If it kills someone or causes grievous bodily harm, it's still on you. Yes, even if it's a burglar. You also have to think about the fully legal situations when it's firefighter or a cop with a warrant. Or an edge case like a stupid kid.

> If it kills someone or causes grievous bodily harm, it's still on you. Yes, even if it's a burglar.

Honestly, the laws in your locale are unjust and need to be rewritten. There should be absolutely no liability to the owner (or renter) of a property if someone burglarizing it gets hurt accidentally.

Re: So thieves broke into your storage unit again

#200

Post by dimensi0nal »

maxbond wrote: post #186
snozolli wrote: post #182

Earlier quoted context omitted.

100% of us could sustain a life changing head injury that renders us more violent and aggressive than we were before, and that could happen at any moment Then I should be imprisoned if I present a threat to the public. I don't understand what your point is.

If you think that there is a distinct group of people who commit all the crimes (as was suggested), and we can solve the problem of crime by locking all of them up, than you are mistaken. Or rather, that group is "everyone." It's an easy trap to fall into for two reasons. It would appear that you and those you know aren't capable of being criminals. This is more comforting than it is true. Everyone, including good pe…

> Everyone has the potential to do something horrible; the problem of evil isn't that it's present in a certain group who we can imprison, the problem is that it's present in us all.

But some people are actually more predisposed towards criminality than others. We aren't blank slates.

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