Earlier quoted context omitted.
Barring the few lucky people with those platinum-plated insurance policies, American workers with normal insurance are one random cancer diagnosis away from total bankruptcy. You can have a great salary, do everything right, be frugal, save in your 401k invest well——it all goes poof when you get sick. Honestly, I’d trade half my salary to not have to avoid the doctor because his diagnosis might ruin me.
Don't most policies have a max out of pocket? Everyone I've seen/had did.
The parent is fearmongering for some reason. The real scenario is a 2-3 year illness that takes you out of work so long that your lose your employer sponsored plan, have to hoof it with whatever ACA plan you can find, and not have income in the interim.