Earlier quoted context omitted.
This seems like a murky area even for Catholics. My understanding was that it is still contingent on faith and all the rituals.
Yes, but the Catholic position is based on St James idea of "living faith". E.g. Faith without works is dead. It also is based on Jesus' instructions about "he who loves me, does my commands". The grace and love are free gifts, but what is love without good actions? The best analogy I can think of is if a husband says they love their wife, but they never help them, show affection, do anything to serve them, do they r…
The notion that people should do good for its own sake doesn't really change the fact that it's the ticket for Catholicism. Conversely in, say, Calvinism nothing you do can guarantee Salvation.