To my mind, this is a reasonable collection of related writings on the topic by me:
http://micheleincalifornia.blogspot.com/p/ir2.html
But I don't know that it will seem pertinent to you. So let me try to give you a nutshell version:
Average size of new homes in the US has more than doubled since the 1950s. Meanwhile, average number of occupants has dropped.
We tore down up to 80 percent of SROs, a low cost form of housing that used to be common, but now has to be explained because people don't know what they are, so here is a link in case you don't know: https://en.m.wikipedia.org/wiki/Single_room_occupancy
Healthcare in the US accounts for a crazy high percentage of expenses and this disproportionately impacts the poor.
If 20 percent or more of your income is eaten by healthcare and 50 percent or more is eaten by housing costs, life will be pretty damn bleak and UBI won't solve it. This likely is a large factor in things like the opioid crisis and rising suicide rates.
Poverty in the US should not routinely mean homelessness or being unable to afford essential healthcare. It should mean you live in a tiny speck of an apartment and you can't afford a fancy wardrobe.
The way we abandon our own people in a very rich country is monstrous and certainly promotes depression for a lot of people. I spent years homeless and asking for help to figure out how to make money online from people who make money online. The way I was treated was pretty psychologically scarring.
I'm a tough cookie and have more support than is apparent from my general lack of sufficient income. If I had less education or less social support or whatever, I would not have overcome all that. I would have been destroyed by it.
So I infer that's an issue for many Americans.
You aren't required to agree. That's just what I think.