Earlier quoted context omitted.
> The 3x figure in the title is based on a comparison of the Tesla reports with estimated average human driver miles without an incident, not based on police report data. The comparison with police-report data would lead to a 9x figure instead, which the article presents but quickly dismisses. I think OP's point still stands here. Who are people reporting minor incidents to that would be publicly available that isn't…
Insurers? I can't be certain about auto insurers, but healthcare insurers just straight up sell the insurance claims data. I would be surprised if auto insurers haven't found that same "innovation."
So I think it's reasonable to wonder about the accuracy of estimates for humans. We (ie society) could really use a rigorous dataset for this.