Offline card payments should be possible no later than 1 July 2026

Post by tdeck » Fri, Oct 03, 2025, 11:33 PM UTC

blurrybird wrote: post #173

daneel_w wrote: post #161

Earlier quoted context omitted.

You have to differentiate common purchases from "large" purchases in this discussion. I'm certain you don't think there's something shady going on, or tax evasion happening, if someone uses cash in the grocery store or at Pressbyrån, or to pay for some little gadget or whatever at Kjell&Co. This is what people think of when someone "uses cash". Not hauling tens of thousands to buy a used car or to settle the bill for…

FWIW I am Australian and we have a similar adoption rate of cashless payments. If a merchant tries to promote cash options I immediately think they’re doing it for tax evasion reasons - not because of the touted reason that “card payments cost more to process” (they don’t once you factor in the cost of handling cash).

Post by cesarb » Fri, Oct 03, 2025, 11:38 PM UTC

ErrantX wrote: post #118

mananaysiempre wrote: post #59

Earlier quoted context omitted.

> those work because they're just a normal visa transaction I wouldn’t be so sure about that. In some payment situations you’re asked whether you’d like to have the transaction go through as debit or as credit—so those two must be different somewhere. And probably in more than just a bit in a packet, as, for example, paying with debit Visas or MasterCards (normal ones, not Electron resp. Maestro) in the Netherlands (…

They use largely the same rails/network (for example Mastercard). The only meaningful difference is on how and when funds are reconciled. Some payment providers ask up front to simplify the flows as it's not totally trivial to determine what sort of card it is, and also because different fees apply - historically some merchants added specific fees to basket etc. (less so nowadays but the UI convention sticks)

Post by ZeWaka » Fri, Oct 03, 2025, 11:40 PM UTC

recursive wrote: post #131

reaperducer wrote: post #92

Earlier quoted context omitted.

Are there people that like cheques? For no good reason, I keep a list of why I use checks (in the U.S.): - Charitable donations because charities maximize every penny, and electronic contributions eat into that - Paying the accountant - Good accountants make every penny count, and aren't interested in paying credit card overhead. - Tipping the paperboy at Christmas - Tipping the doorman at Christmas - Business licens…

Not really your point, but this sounds crazy. > My company requires me to send it a check for the amount I receive from the government for jury duty That just sounds like something that shouldn't be allowed. I don't know the rules.

Post by boringg » Fri, Oct 03, 2025, 11:41 PM UTC

tdeck wrote: post #182

blurrybird wrote: post #173

Earlier quoted context omitted.

FWIW I am Australian and we have a similar adoption rate of cashless payments. If a merchant tries to promote cash options I immediately think they’re doing it for tax evasion reasons - not because of the touted reason that “card payments cost more to process” (they don’t once you factor in the cost of handling cash).

I think the same thing in the US about small businesses that only take cash, but it's still pretty normal to use cash in the US.

Post by freetime2 » Fri, Oct 03, 2025, 11:44 PM UTC