True Name – Mastercard (2022) • Hacker News Board

Post by chalst » Tue, Jan 09, 2024, 8:21 PM UTC

gruez wrote: post #99

chalst wrote: post #40

Earlier quoted context omitted.

That’s an issue that can be dealt with by calling the card issuer.

How is that supposed to work? The toll free number on the back of my card just goes to some customer support line with 30+ minute wait times. There's absolutely no chance that a cashier is going through that for a typical transaction. Also, the whole point of this program is to make this less awkward for transgender people. Being deadnamed might be bad, but at least it's straightforward. The cardholder name matches t…

Not being able to call your card issuer is a reason to change issuer. I would put 30+ minutes wait time in this category, although I know someone who is a seasoned hand when it comes to getting through tasks during phone waiting times.

It would be nice if card issuers avoided deadnaming, but there could be an innocent explanation for why a card was issued with the wrong name.

Post by andix » Wed, Jan 10, 2024, 5:39 PM UTC

alistairSH wrote: post #161

andix wrote: post #136

Earlier quoted context omitted.

> This causes problems in Europe with unmanned terminals (gas stations after hours, train ticket self-service). I think you should be safe with a NFC enabled card for now. Apple Pay for example works in most places in my experience (even all around the world, except US). Physical cards might have a limit for contactless payment somewhere between 20-100€. And not all devices have a pin pad to enter the required pin th…

The problem I had in the UK was unmanned gas stations (at night). My main card apparently didn’t support a PIN at the time (2018?). So filling up at night was problematic (had to use my ATM card which did have a PIN). I ran into something similar in Italy in 2017 at the Florence train station - self-service terminal wanted a PIN.

Yes, if your card doesn't have a pin, then it's probably not usable on unmanned terminals. But this is kind of by design, isn't it? Like those NFC credit card stickers, that can only be used on NFC terminals, because they aren't a smart card and don't have a magstripe.

I think the operators could still charge the card without a PIN, but the card owner could dispute the charge and just get the money back. That's why they don't accept it, they want to get paid, and not give away free gas.

True Name – Mastercard (2022)

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