LICENSE AGPL3 https://github.com/ananthakumaran/paisa/blob/master/COPYING I won't use this because I can't ensure all my systems can be agpl3. Like bank systems I don't control.
[deleted]
Show HN: Paisa – Open-Source Personal Finance Manager
181–190 of 288 posts
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#182Tools where you control the underlying data in plain text are severely underrated. I love this.
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#183It has a CLI? And it’s on macOS? I’m sold.
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#184Earlier quoted context omitted.
[I work at Plaid] I don't know if we explicitly write down in the docs that the free Development tier isn't guaranteed to have the same SLA as the production environment, but if you're not paying Plaid there is no SLA (I mean, the usual recourse for an SLA breach is a rebate, but you can't give a rebate to someone who isn't paying you in the first place). That said, in practice the differences between the free and pa…
Correct me if I'm wrong but some of the banks don't work in developer mode at all (at least, it doesn't seem to work with Chase).
All banks work in the free Development environment, but for banks on OAuth, including Chase, you need to go through the Production approval vetting as a pre-requisite. Once you've been approved for Production (and if applicable for the given bank, gotten your security questionnaire approved as well -- I think Chase requires this) you can then access those banks in Development for free.
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#185Any plans for a Linux version?
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#186Has anyone compared this to YNAB4? (Not the cloud-only subscription-only YNAB, but the good one that was killed off in 2019) It's by far the best household bookkeeping tool I've ever used, but it won't ever get updates again (running it in a VM just so I can make sure I will always be able to run it), and it would be nice to have something that can track stocks and maybe even foreign currency - but for now, I would b…
https://actualbudget.org/ Actual has OFX support! Really great tool
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#187Any plans for a Linux version?
Cli is already available for linux (which provides the same functionality, just that you have to use the web browser instead of desktop window)
For desktop app I plan to add support soon. The delay is because there are too many variations (appimage/flatpak/deb/snap) and I need to figure out which one to support etc. I use linux myself (NixOS).
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#188Today I learned "paisa" is a subunit of the Indian rupee - here we call "paisa" to all things related to a specific region of Colombia ( https://en.wikipedia.org/wiki/Paisa_(region) )
I think paisa literally translates as "country man." In jail every older Latino is automatically a "paisa" and it is seen by many as a derogatory term.
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#189Earlier quoted context omitted.
Paisa supports budgeting and the model is inspired by YNAB. It doesn't use virtual account, but uses periodic transaction which is simpler from data entry perspective, but achieves the same thing
Not trying to be argumentative, but every time I've heard someone claim they do envelope budgeting in ledger without virtual accounts, I've always found a flaw in their approach.[1] So let me give you the standard scenario: I have two checking accounts, and a credit card. I budget $300/mo on groceries. Sometimes I buy groceries with my credit card, and sometimes using money from either of those two checking accounts.…
> Not trying to be argumentative, but every time I've heard someone claim they do envelope budgeting in ledger without virtual accounts, I've always found a flaw in their approach.[1] So let me give you the standard scenario:
I fully understand. I spent some time looking into the details and if you do it via ledger command line, this is probably the only way to do Envelope method.
Now, Paisa is a bit different, I can process the info before presenting it to the user. The fundamental data that we require is
1) what is the actual spend 2) what is the budget.
Periodic transaction is a type of transaction which is completely ignored by ledger unless you try to forecast. So this fits my use case perfectly. When I export transactions from ledger, I will know whether it's forecast/normal transaction. Forecast is ignored everywhere, so your checking account balance will show actual balance everywhere. But if you go to budget page, it will take the forecast transaction into consideration. It will show what is the current balance, month end balance if the forecasted spends are done etc.
Again, the fundamental difference is, Paisa can process the output of ledger and it can get away with asking the user to provide the bare minimum data (actual, forecast in this case)
Re: Show HN: Paisa – Open-Source Personal Finance Manager
#190Any plans for a Linux version?
Cli is already available for linux (which provides the same functionality, just that you have to use the web browser instead of desktop window) For desktop app I plan to add support soon. The delay is because there are too many variations (appimage/flatpak/deb/snap) and I need to figure out which one to support etc. I use linux myself (NixOS).
any plans to get this into nixpkgs?