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Facebook Pay

pay.facebook.com

181–190 of 262 posts

Re: Facebook Pay

#181

Does Facebook, as a product, even has userbase for this? I find it weird that they used this branding. For some time now, FB has the "old people social media" label. Also would they create a new brand (or MetaPay or whatever), some people might not connect it to Zuck's trash mentality, morality and overall creepiness. I wouldn't be surprised if folks working at Meta consider themselves the good guys, like Google cult…

I think you need to step outside of your bubble. More than half the population of Earth logged into a FB product at least once last month. They don't use it out of love or pity for Zuckerberg. They use it because they fucking love to.

But a login is not the same as a truly active user/customer. At least in my bubble, people log in/open the app out of FOMO, check if there is anything new, most likely find nothing intriguing, and log out/close the app again. Rinse and repeat every week.

Re: Facebook Pay

#182
post #26

The company, which hasn't been able to figure out the UI hell of the core product for more than a decade now must never be trusted with processing payments. Especially when you know where the data will end up, what will happen to it next and how the company makes money (98.5% from targeted ads)

they've been processing payments for over a decade

By relying on Adyen to accept payments (https://www.adyen.com/press-and-media/2022/adyen-publishes-h... and search for Facebook)

Re: Facebook Pay

#184

Off topic, but I really hate this trend of using animate-in transitions for _every_ _single_ _section_ of the page. Why I do always have to scroll into a half a window's worth of blank background before the content appears with some cutesy slide-in animation? I could perhaps forgive it if it was just badly implemented lazy-loading images but it also does this for simple section titles and body text as well. It ends u…

I think it's a phase.

I remember there were a lot of powerpoint presentations that did this back in the day as well, along with "clipart" cartoon noises with every transition. It's really fun to produce a presentation like that, but everyone collectively agreed that it was pretty tedious relatively quickly.

Re: Facebook Pay

#185

The small print is scary, at least compared to a service like PayPal. There's absolutely no consumer protection unless you're actually buying something from Facebook themselves, and for any kind of returns or refunds the advice given is "contact your bank". Yikes.

Payments are regulated by financial regulation in many countries, no matter the fine print.

For EU countries this would probably be governed by the PSD2 payment services directive and the GDPR data protection.

Specifically, payment transaction data may reveal personal data and using it for other purposes than the payment itself would require explicit consent.

IANAL. It would be interesting if lawyers with up to data knowledge on financial regulations in various jurisdictions could elaborate on this.

Re: Facebook Pay

#186

I can’t think of another company I’d want less to know my transaction and purchase history than FB/Meta. What happened to Zuckerberg’s shift to “video” or are they truly throwing anything and everything at the wall now?

[deleted]

Re: Facebook Pay

#187
This will be massive in Europe for WhatsApp. Just went on a ski trip with people from a number of European countries. All use WhatsApp but we didn’t have a single app to send money to each other. PayPal was the only option but most people didn’t have that so we used cash.

Re: Facebook Pay

#188

This will be massive in Europe for WhatsApp. Just went on a ski trip with people from a number of European countries. All use WhatsApp but we didn’t have a single app to send money to each other. PayPal was the only option but most people didn’t have that so we used cash.

Revolut is pretty big in Europe but I guess not that ubiquitous yet

Re: Facebook Pay

#189

Earlier quoted context omitted.

What if someone don't use Messenger? Venmo/Paypal are still the most popular options in my circles, largely because they are not tied to any specific platform.

It says it works across WhatsApp, Instagram and Facebook. What are the chances of someone having none of those?

100% for me!

Re: Facebook Pay

#190
post #185

The small print is scary, at least compared to a service like PayPal. There's absolutely no consumer protection unless you're actually buying something from Facebook themselves, and for any kind of returns or refunds the advice given is "contact your bank". Yikes.

Payments are regulated by financial regulation in many countries, no matter the fine print. For EU countries this would probably be governed by the PSD2 payment services directive and the GDPR data protection. Specifically, payment transaction data may reveal personal data and using it for other purposes than the payment itself would require explicit consent. IANAL. It would be interesting if lawyers with up to data…

They're not talking about data security. They're talking about reversibility of transactions.
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