Exactly. What about if it was Sanders, Clinton, Kasich, and Trump? As a far left voter, do I have to approve Kasich if I really don't want Trump to win?
In RCV, it's simple: Sanders, Clinton, maybe Kasich to ensure Trump doesn't win. There are 100% problems in IRV that Clinton or Kasich may be the first elimination there, meaning moderates can get screwed even with preference, but it's still way better than Approval IMO. The answer is a better RCV system than IVF, but let's start by getting rid of FPTP. I'd love to see some nuanced RCV methods that combine IRV, Ranked Pairs, Condorcet Winners, etc to basically improve IRV eliminations and take "shortcuts" like steps that consider what % of ballots you're on. Basically, approval voting has its place, but it should be within RCV.
Does it make understanding the tally harder for the layman? Yes. But if designed right, it simplifies the voting end so that people can essentially approval and rank vote together. Rank everyone you approve/would accept, and rank in your true preference order. That's what we should be solving for IMO.