181–190 of 257 posts
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Not sure which card you are referring to. I’ve had the amazon chase visa for over 10 years and have no problem pulling up my records.
Probably the "Amazon.com Store Card" issued by Synchrony Bank, and not the "Amazon Prime Rewards Visa Signature Card"/"Amazon Rewards Visa Signature Card" issued by Chase. I've heard bad things about Synchrony's usability.
Our company Moonlight was an early beta tester of the Stripe Corporate Card. Each person on our distributed team of five has a card, and it's made things like arranging travel or covering minor SaaS charges simple. Happy to answer any questions about the end user experience!
Our company Moonlight was an early beta tester of the Stripe Corporate Card. Each person on our distributed team of five has a card, and it's made things like arranging travel or covering minor SaaS charges simple. Happy to answer any questions about the end user experience!
Does the card need a personal guarantee for each holder?
It does not for anyone!
Consistently impressive stuff from Stripe.
Earlier quoted context omitted.
Do these cards require a personal guarantee? Do they require personal social security number? Can they be ordered in bulk (ie, 5-10 at a time when onboarding folks). Not to be rude, but the corporate card market is different than the personal card market in a number of ways.
Wait, how do these cards work, then? The corporate cards I've used (eg AmEx Corporate) did indeed require a personal guarantee and a personal social security number from each individual who had an account.
I routinely order multiple employee cards with nothing more than employee names. Sometimes they use last 4 digits or DOB to allow employee to authenticate for online access - you can use any 4 digits though you want (ie, employee ID works fine). No personal guarantee. Oddly, I'd never heard of a corporate card requiring an employee guarantee though I guess Amex is one of them.
This stripe card is a corporate card in the "normal" sense for me - no personal guarantee. This makes getting them (usually) very easy, just upload a list of 20 names and the cards come. I even do things like "Office Manager" for the name on non-stripe cards - works fine.
Earlier quoted context omitted.
Wait, how do these cards work, then? The corporate cards I've used (eg AmEx Corporate) did indeed require a personal guarantee and a personal social security number from each individual who had an account.
I learned something! I had no idea Amex did a guarantee. I routinely order multiple employee cards with nothing more than employee names. Sometimes they use last 4 digits or DOB to allow employee to authenticate for online access - you can use any 4 digits though you want (ie, employee ID works fine). No personal guarantee. Oddly, I'd never heard of a corporate card requiring an employee guarantee though I guess Amex…
For anyone else who stumbles across this comment: AmEx offers Corporate cards both with or without a personal guarantee, depending on what the company wants to do. And (also mentioned farther down in this thread) they also give the option to give the card rewards to each individual employee cardholder, or give all the rewards to the business, again depending on what the company chooses.
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But if the business spends $100 and the rebate is $2, but I personally pocket the rebate instead of giving the money back to the business, wouldn't that $2 become taxable personal income? (and perhaps also theft, depending on my relationship to the business?)
https://www.irs.gov/pub/irs-drop/a-02-18.pdf Seems like only cash rewards are taxable, but even then, it doesn't see like the IRS would be interested in pursuing it.
Earlier quoted context omitted.
>it's basically the same as having a personal CC and my company reimburses me for the expenses The company collects all the rewards for the spend but you take on all of the risk of repayment. If you used your personal card you'd collect the rewards. Using personal cards and being reimbursed is a nice perk for many.
>The company collects all the rewards Erm, no they don't. I personally collect all of the rewards from it. I have a nice fat account of AmEx MRs (and plenty of hotel and airline points) thanks to all of my corporate card spend. edit: I have no idea why this is being downvoted. Do you want me to show you a screenshot of my MR account as proof, or something? AmEx corporate cards absolutely give the card rewards to the…
From your link
>However, if your company has blocked the American Express Membership Rewards program, you will NOT be able to enroll your corporate cards.
Also
>To earn American Express Membership Rewards points, you have to pay $90 to enroll your American Express Green Corporate card or American Express Gold Corporate card.
So only worth it for people who know they will be big spenders and who won't leave the company for a long time. For someone who travels only once a year (like me) totally not worth it. I'd rather collect the ~$30 cash back on my 2.5% cash back card.