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Apple Card launches today for all US customers

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Re: Apple Card launches today for all US customers

#181

Post by DuskStar »

jxcl wrote: post #175
DuskStar wrote: post #172

Earlier quoted context omitted.

> I can see my purchase on a map, and Apple can't - nice. Why on earth would you think Apple can't see where your purchases were?

Big ol’ block of text on the product page. https://www.apple.com/apple-card/privacy-security/ > Even Apple doesn’t know what you bought. Or where. Or how much you paid. > At Apple, we firmly believe in your right to privacy. That’s why we created a unique architecture for Apple Card that generates things like your transaction history and spending summaries right in the Wallet app on your iPhone. Of course, Goldman Sa…

Ahhh, ok. Apple can't, but Goldman Sachs can.

Re: Apple Card launches today for all US customers

#182

Post by avan »

cascom wrote: post #146

I’ve been using the card for several weeks, couple of thoughts: - signup and activation is pretty slick - Like the physical card - privacy element if it is real is best selling point - not sure it’s real, but really the only reason I would keep using the card - rewards are lackluster (but enjoy daily cash remit) - can’t download your transactions which is idiotic - transaction categorization is pretty poor at the mom…

Have you noticed any wear and tear on the card itself? I've got a mostly white credit card (not metal) that is stained from my wallet and sliding it and such, just curious.

Re: Apple Card launches today for all US customers

#183

Post by cascom »

avan wrote: post #182
cascom wrote: post #146

I’ve been using the card for several weeks, couple of thoughts: - signup and activation is pretty slick - Like the physical card - privacy element if it is real is best selling point - not sure it’s real, but really the only reason I would keep using the card - rewards are lackluster (but enjoy daily cash remit) - can’t download your transactions which is idiotic - transaction categorization is pretty poor at the mom…

Have you noticed any wear and tear on the card itself? I've got a mostly white credit card (not metal) that is stained from my wallet and sliding it and such, just curious.

It doesn’t look too bad now - but you can tell it’s going to wear pretty quickly

Re: Apple Card launches today for all US customers

#184

Post by [deleted] »

fredophile wrote: post #86
js2 wrote: post #62

Earlier quoted context omitted.

When I came to the comments section there was no one hyping the card but already several folks critiquing it. My other comments were directed not at other comparable cards but at folks critiquing the card for not having the best benefits. I only know of two cards offhand that are straight 2% cash back on everything with no annual fee and no gimmicks, the Fidelity Visa Signature which requires a fidelity brokerage acc…

Does the daily cashback make a practical difference? It feels gimmicky to me. For anyone considering this card I'd suggest that they compare it to a 2% card like the DoubleCash and the Uber card. Depending on your spending habits one may be significantly better than the others.

[deleted]

Re: Apple Card launches today for all US customers

#185

Post by kube-system »

guessmyname wrote: post #59
twiceaday wrote: post #58

Earlier quoted context omitted.

That is a cool story about some non-Titanium cards.

> That is a cool story about some non-Titanium cards. You may want to read the linked page by the parent commentator a bit better: Mastercard® Titanium Card™ — https://www.creditcardinsider.com/credit-cards/mastercard-ti...

Here’s the second sentence on that page: > This card is constructed with stainless steel on the front and carbon in the back.

Re: Apple Card launches today for all US customers

#186

Post by PKop »

js2 wrote: post #62
tidepod12 wrote: post #53

Earlier quoted context omitted.

I get not wanting to have to "activate" each quarter's deals (though really, it's literally a single button push once every three months...), but I don't get your point on any of the other stuff. Both AmEx and Chase have multiple cards that earn points that have no annual fees. Both of their point programs can be redeemed for straight cash back (just like the Apple Card, except Chase's offers better cash back percent…

When I came to the comments section there was no one hyping the card but already several folks critiquing it. My other comments were directed not at other comparable cards but at folks critiquing the card for not having the best benefits. I only know of two cards offhand that are straight 2% cash back on everything with no annual fee and no gimmicks, the Fidelity Visa Signature which requires a fidelity brokerage acc…

Has anyone ever told you that you use the work "folks" a lot? Is that a regional thing because I've never seen it used that much to be honest?

Re: Apple Card launches today for all US customers

#187

Post by nilkn »

traderjane wrote: post #33

As a privacy product the Apple Card is interesting, but as a financial product the interest rates are high and the rewards boring. All it takes is another bank to say "we will also have a strong and clear privacy agreement with you" and they will match Apple in my mind.

It seems like a pretty decent card for most people with a number of privacy, security, and usability upgrades. I'd get it if I wasn't able to extract most of the benefits and rewards from my Amex Platinum. As it stands, it's hard to beat the flight, lounge, Uber, and hotel benefits if you go on trips even semi-regularly.
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