Earlier quoted context omitted.
The worst that happens is you get paid back at the wholesale rate (from your bill, not live market price) instead of discounting kwh-per-kwh.
But is that rate always positive? Where I'm from during peak sun hours, the rate is negative and you end up paying money to deliver money to the grid. They do this to incentivise you to decouple your solar installation during peak sun hours so the net doesn't get flooded with too much energy.
Depending on when you signed up for NEM you may have a guaranteed floor like 4¢/kWh or even much more.