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California Considers Doubling Its Taxes

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Re: California Considers Doubling Its Taxes

#171

Earlier quoted context omitted.

Why SalesForce? How tall is SalesForce Tower?

Quoted post unavailable.

Golden Gate Bridge has suicide nets to (significantly) reduce chances of death should you desire to jump. (Though if I remember from my last visit correctly, they also have rather tall fencing for the walkway.)

Re: California Considers Doubling Its Taxes

#172

Earlier quoted context omitted.

when has California's government recently shown any capability to successfully implement big projects or spend tax payer money efficiently? How is the high speed train project coming along?

This is my thought, as well. When your private insurance company stinks, you find a new insurer. When you're forced to pay the government for health insurance, you're stuck without options. Health insurance isn't one of the services that I trust the government to be able to run well. They don't have a particularly great track record where efficiency, customer service, and speed are concerned.

Here is the breakdown from this article for 2020: https://www.census.gov/library/publications/2021/demo/p60-27... 8.6% are uninsured Of the insured: - 54.4% of the ensured on employer based insurance - 10.5% purchase theirs directly - the rest get theirs from one government program to the other (Medicare 18.4%, Medicaid 17.8%, TRICARE 2.8%, and VA and the like 0.9%)

So your comment only covers less than 10.5% of people at the moment... a little more than the number of people who have no health coverage (a good portion not out of real choice).

And that does not even cover how horribly this sort of market functions: you never know how good or bad your coverage actually is until you go to use it for a particular problem, and then you don't really know that until it is over and you are maybe bankrupt. Health insurance is the worst place to try and use market forces to regulate it... well maybe after military, fire, and police...

Re: California Considers Doubling Its Taxes

#173
post #7

Earlier quoted context omitted.

Looking at housing availability hard to believe there is an actual net outflow from CA

There's an outflow of people willing to produce value, and an inflow of people ready to consume it. It will work just great until suddenly there's not that many value left to feed all the hungry mouths. And then the mouths will take pitchforks and go raid the nearby granary because that's where they think the food is. Only to find it empty because the people willing to actually produce food left long time ago. USSR h…

> There's an outflow of people willing to produce value, and an inflow of people ready to consume it.

Looking at California's continuously rising GDP, it is hard to believe that value producers are leaving to be replaced with leaches. More likely, conservatives have been leaving the state, but since they live in more rural areas anyways (i.e. the red parts of the state), it hasn't dented the state's GDP much.

> It will work just great until suddenly there's not that many value left to feed all the hungry mouths. And then the mouths will take pitchforks and go raid the nearby granary because that's where they think the food is.

Ah, is your statement more about immigration from Mexico to support California's huge agriculture industry? If that is the case, then I agree: ever since Trump cracked down on illegal immigration and then with COVID, it has been really hard on Californian farmers.

Re: California Considers Doubling Its Taxes

#174

Earlier quoted context omitted.

38% decrease in people moving to California 12% increase in residents moving out of state last year. In San Francisco Bay Area, it's even more stark. There was a 45% decrease in entrances from other states to the Bay Area and a 21% increase in residents leaving for other states.

"last year" I'd hope most of us know better than to try and make arguments like this about once-in-a-hundred-year historical anomalies.

Doesn't matter, people are leaving and people aren't coming in.

Other states are seeing the exact opposite.

Re: California Considers Doubling Its Taxes

#175
post #125

Earlier quoted context omitted.

If you want an extreme example of how bad a single payer system can get, look at Canada. Not only do we have a single-payer system, we've actually banned private pay of any kind for "medically necessary" services. The net effect is predictable - Canada consistently ranks very poorly in international health system comparisons. We have far fewer ICU beds, doctors, imaging machines, etc. per capita than peer nations, an…

> Y'all actually have one of the best systems in the world, Germany has more ICU beds than the US.

> Germany has more ICU beds than the US.

That would be shocking if true, which it does not appear to be.

Germany has around 32K ICU beds. US has around 96K ICU beds.

Germany has slightly more per-capita than the US. (387 vs 294 per million inhabitants)

https://en.wikipedia.org/wiki/List_of_countries_by_hospital_...

Re: California Considers Doubling Its Taxes

#176
post #111

Earlier quoted context omitted.

The US health care treatments are the best in the world, just the costs are higher than the rest of the world.

Please elaborate on what you mean when you say that US health care treatments are the best in the world.

When you have a good insurance provider, the health care is top notch. You're able to choose your doctors, hospitals and that can make a big difference in your health care coverage. You're also able to get coverage for things that most single-payer systems won't cover.

Last year I was able to choose my surgeon who operated on my knee last year and my total out of pocket expenses were less than $500 for a $20k surgery. In most single-payer health care systems I wouldn't have been able to get the surgery because it was elective and only a partial tear of my patellar tendon.

Re: California Considers Doubling Its Taxes

#177

> to fund a first-in-the-nation single-payer health-care system. This is key here. So instead of paying this out to a private insurance company I pay it in taxes, there by my actual change is net zero, in most cases. I have a feeling most reactions might be headline driven here. I think it’s worth doing the math on how much it costs you in healthcare coverage before really judging a book by its cover here. If my comp…

Do you actually pay that much a year in insurance premiums? I don't live in CA, but I sure don't and my health coverage is pretty good. Keep in mind, this is also just the insurance premium, there's no talk of what co-pays or deductibles would be. In addition, your employer now has to pay more based on their gross receipts and if you make more than 150k a year you are paying even more.

Also not CA, but I pay almost $3,600 a year while my employer pays almost $10,000. So $13,600 for just myself. My wife and son are on her plan since it works out to be cheaper that way.

We have good plans too but still have our deductibles which, if I remember right, are around $1,000.

Re: California Considers Doubling Its Taxes

#178

California would increase taxes by $12,250 per household Let's take it at face value this is fact. For my healthcare plan I pay 6k a year on top of what the company pays (more that 20k). Then I pay copays on top of that. It seems perfectly plausible to me that I would come out ahead if the company and I switched from paying about 30k a year in healthcare costs to a single payer system with only 20k a year in costs to…

That is $12,250 on average. If you are a FAANG tech worker, it will be much higher than that, you will less likely to be coming out ahead on this the more money you make (though, to be fair, they are only proposing to fund this partially with an income tax increase).

Re: California Considers Doubling Its Taxes

#179
post #34

Earlier quoted context omitted.

Why do you believe single-payer is a bad idea? The model works very well in most European countries.

I suppose you are joking. NHS in the UK has 6M folks on waiting lists for things like cataract surgery, knee replacements etc. The wait time is in range of 18 weeks for many and for 300K+ > 52 weeks. Private providers in the US will see you MUCH more quickly than one year (!!). Some place like Europe are not really single systems. They do work well though in a lot of ways. They will have statutory mandated and the pr…

I don't follow. "The minimum insurance that they get is inadequate to my needs" seems like a poor argument when the alternative is "absolutely nothing, which is inadequate for everyone". In the US, instead of wait times, we have people who just go without entirely. I know if I was unemployed, I'd much prefer an 18 week wait time to a "no".

And for anyone privileged to be able to afford good insurance in the US, you can presumably pay for better private insurance/service in Europe, right?

Re: California Considers Doubling Its Taxes

#180

Earlier quoted context omitted.

The US health care treatments are the best in the world, just the costs are higher than the rest of the world.

While the US does contain some stellar hospitals and surgeons, by broader metrics the US performs poorly. From 2010 to 2015 (before COVID messed with the data), the US ranked 43rd [1] in overall life expectancy. This is behind countries like Cuba and Slovenia, and well behind other rich countries like Japan, Canada, or the UK. Healthcare costs and outcomes can't be separated from each other. The more expensive it is…

Right but if you only consider those that are covered by health insurance then overall health quality is top notch. In the US system you have the luxury of choosing your providers and having your insurance cover things (like elective surgeries) that wouldn't be covered by single payer systems.

For example, I had a knee surgery for a partial patellar tendon tear last year that cost me <$500 out of pocket (insurance was billed $20k) and this surgery wouldn't have been covered by any single payer health care system.

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