Earlier quoted context omitted.
Using that philosophy, then anyone riding a bicycle, even if they aren't going at high-speed on road, should wear a helmet "just in case" there is an accident to protect their skull? There is a balance between annoyance and utility. I personally have no problem wearing a belt for the entire flight, including while sleeping. But I'm not to dismayed by those who leave it off, walk around the cabin, go hang out near the…
Yes, you should absolutely wear a helmet when riding a bicycle at low speeds. Your skull is vulnerable to impacts at speeds that are relatively low compared to full-speed cycling. On a few occasions I've witnessed a cyclist panic and wobble after being passed far too closely by a car traveling far too fast for such a manoeuvre. This has caused such cyclists to wobble, inadvertently clip the curb and mount the pavemen…
And, pretty much 100% of the time I go snowboarding, I wear a helmet.
What I'm trying to surface (apparently poorly) is that life, to some degree, is about managing risks. And we often respond carte blanche scenarios with exactly the same response, regardless of whether it's proportionally required.
Cycling - on road, moving fast, around anything else moving fast, at all treacherous conditions - sure, yes wear a helmet. But, casual cycling on a nice day, protected path - probably not required.
Another area of proportional risk response - portable devices on planes. At one time, end of the world if you had one on during takeout (seriously, other passengers would freak out if they thought yours was on) - and then, all of a sudden - every airport/airline in the United States lets you read your kindle, play games on your phone. People realized their responses were not proportionate to the risk.