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Kickstarter is forced to ban adult content by payment processors

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Re: Kickstarter is forced to ban adult content by payment processors

#161
post #152

Earlier quoted context omitted.

Yes, that is exactly what is happening.

What’s their motivation for this?

They claim it "damages people's ability to study and pray."

http://archive.today/2023.09.22-005544/https://www.theatlant...

Re: Kickstarter is forced to ban adult content by payment processors

#162

Earlier quoted context omitted.

> This is not free speech. Adult content is not a protected class. Why does adult content not count as speech?

US civics 101. The first amendment mostly restricts government action. This is not a free speech issue unless you want to legislate that adult content is a protected class or want to make a special clause for payment processing. This is a perfect use case for crypto imo. If you are making an argument that new legislation needs to made, great but unfortunately people jump to the idea that this is immediately a free sp…

Freedom of speech is not defined by the US constitution. Free speech is an ideological stance, not a legal definition. US laws protects some forms of free speech and not others.

Re: Kickstarter is forced to ban adult content by payment processors

#163

Earlier quoted context omitted.

I thought the Jews were creating pornography to keep gentile men down. Now they're also preventing access to pornography? Don't tell me they're responsible for Bolshevism and Capitalism!?! Damn, they don't call it the socialism of fools for nothing.

Have you considered that different people have different beliefs, or do you just think everyone who disagrees with you is just one person who thinks the same thing?

Ok, what do you believe?

Re: Kickstarter is forced to ban adult content by payment processors

#164

Earlier quoted context omitted.

Have you considered that different people have different beliefs, or do you just think everyone who disagrees with you is just one person who thinks the same thing?

Ok, what do you believe?

I've already stated it. Is there something specific you are asking for?

>> What’s the implication here? Jews are forcing payment processors to ban adult content?

> Yes, that is exactly what is happening.

Re: Kickstarter is forced to ban adult content by payment processors

#165

Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups? Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions. Also why PornHub and OnlyFans are immun…

Stripe (their payment process) will handle adult content payments. It puts the account into the high risk category due to the high rate of fraud in those categories. There's no actual evidence in the article that payment processors made them do it. They actually banned pornography long before this. They just updated the terms to clarify what counted as pornography. > Also this is why we should work to increase circul…

> because it doesn't allow chargebacks

You can have chargebacks in crypto if the payment is scripted to allow chargebacks. It would be up to the merchant and the buyer on whether or not to allow that, and who would mediate the dispute.

Re: Kickstarter is forced to ban adult content by payment processors

#166

Earlier quoted context omitted.

US civics 101. The first amendment mostly restricts government action. This is not a free speech issue unless you want to legislate that adult content is a protected class or want to make a special clause for payment processing. This is a perfect use case for crypto imo. If you are making an argument that new legislation needs to made, great but unfortunately people jump to the idea that this is immediately a free sp…

Freedom of speech is not defined by the US constitution. Free speech is an ideological stance, not a legal definition. US laws protects some forms of free speech and not others.

Good luck with that. We can all day long discuss what is free speech and not free speech but unless it’s a protected class or a carveout for payment processors it does not matter. Propose solutions instead. You could argue that payment processors control so much of the market that it’s like the government limiting speech but I would counter argue that they could use crypto easily.

Not to mention usually businesses use payment processors as the scape goat. Very few business, other than purpose built, want to deal with adult content.

Re: Kickstarter is forced to ban adult content by payment processors

#167

Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups? Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions. Also why PornHub and OnlyFans are immun…

> Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions.

In order to increase circulation of cryptocurrencies, you must make it easy and secure to deal in them. The way you do that is through... political sanctions in the form of financial and banking regulations.

Which are set by bodies vulnerable to religious pressures.

Re: Kickstarter is forced to ban adult content by payment processors

#168

Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups? Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions. Also why PornHub and OnlyFans are immun…

For specifically sexually explicit stuff, it's because chargebacks are __significantly__ higher for these types of purchases. High enough that it messes with the credit and counterparty risk modeling that processors use. You can use your imagination to come up with many reasons these result in more chargebacks than normal purchases. Theoretically, they could just split out "explicit" vs "normal" risk categories, but…

I really struggle with realistic use cases for stablecoin payments (many are more gee-whiz party tricks or they are reinventing the problems of traditional finance but on a blockchain) but adult content / tipping is an interesting one... small transaction size + high chargeback rate, feels ripe for this

Re: Kickstarter is forced to ban adult content by payment processors

#169
I dont have much respect for pornmongers but Payment Processors ganging up like this restraint of trade. It might even add up to racketeering. It's not the business of one business to render moral judgements on a customer. That's just anti-capitalist.

Re: Kickstarter is forced to ban adult content by payment processors

#170

Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups? Also this is why we should work to increase circulation of cryptocurrency. No stupid religious restrictions and stupid political sanctions. Also why PornHub and OnlyFans are immun…

> Why payment processors do it? Why people in America do not want to earn more money from commissions? Strong church lobby? Legal risks? I think its mostly religious groups who who are against adult content and sex, or there are other groups? The driving force is mostly a group of nonprofits and lobbying groups that are backed by right-wing, mostly-but-not-exclusively evangelicals. Over the last decade, they have suc…

> Why people in America do not want to earn more money from commissions?

It's not easy money. It's reputationally risky money, that requires EXPENSIVE moderation, defensive litigation potentially fraught with fraud and chargebacks. Follow the money.

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