Live data from Hacker News

Micropayments as a reality check for news sites

blog.zgp.org

161–170 of 408 posts

Re: Micropayments as a reality check for news sites

#161
post #64

Earlier quoted context omitted.

The problems you describe are technical problems. How do you increase efficiency and avoid charge-backs due to fraud? Perhaps it is enabled by cryptocurrency (some systems like payment channels, RaiBlocks already exist for this). I would go into more detail about this but I think i've already debated you about this already. The entire field of cryptography is about developing technical solutions to previously intract…

> As I have described earlier, the race to the bottom is a feature, not a bug. It encourages other sites to mirror your content. The problem is that bottom in this case is “free, with ads.” As soon as you post your well researched expensive to produce content, I will summarise it and offer 90% of the experience for free. That’s if Google doesn’t do it first with AI summaries. There are plenty of crypto projects that…

this is a good counterpoint, but I would say this in response:

1. Ad networks tend to benefit from having more data. There are economies of scale for sites like Youtube vs random pop-up video hosts that would want to mirror youtube videos, for example. The "bottom" may still be a micropayments system because they're easier to deploy.

2. It's possible that the entire ad economy is destroyed anyways through the use of adblockers, which is increasing. Hence google's push for WEI and the general industry push for TC and such. As long as none of these mechanisms of client authentication are able to take over the web, the profitability for ad networks will dry up.

Absent micropayments, there will be other attempts to introduce sybil resistance to the web, due to threats like AI scraping. Currently people are deploying PoW-based solutions, because they are the lowest effort (they can be implemented by polyfill). I imagine a hybrid PoW/micropayments system could emerge where PoW mining shares could be used interchangeably with micropayments. Basically each website acts as a cryptocurrency mining pool, so the website gets some reward in the mean.

I think the main failure of micropayments lies in the integration with the web browser, it needs some sort of plugin where HTTP 402 is effortless to interact with. It goes without saying that if you don't build it, they won't come.

There is not really a "killer app" yet. Some attempts in the bitcoin community like nostr and stacker.news are marginally used (but only to facilitate bitcoin dork-to-dork communication), and there have been some experiments in live-streaming and gaming. But nothing stands out. The barrier to entry of any app that requires putting money in, even a small amount, is naturally very high. A hybrid PoW/micropayment system is promising because it has the lowest barrier to entry.

On the technical side, you have tradeoffs between the complexity of using the app (especially with bitcoin payment channels) and decentralization. I don't regard it as an intractable problem.

The social problem is that most internet users are short-sighted and don't care about decentralization. They are just looking at some new company/service to throw their money into and escape their current service provider, which creates the problem they are running from. See: users fleeing twitter for bluesky, users fleeing streaming services after fleeing cable.

So pretty much any solution with a tradeoff between complexity and decentralization will suffer compared to a totally centralized and simple solution.

The decentralization of the new system needs to enable some new feature to get a foothold. Facilitating piracy is one such example, it could be the "killer app" for micropayments. Sites like Anna's archive already have some sort of cryptocurrency donation mechanism.

Re: Micropayments as a reality check for news sites

#162
post #90

Earlier quoted context omitted.

Newspapers were already bundled that way: you got national news, local news, business news, sports, the funny pages, classifieds, wire stories from AP & Reuters, etc. Then they went onto the web and were forced to prioritize, but where the entire bundling idea falls apart is you’re suggesting that we bundle the bundles. Here’s the harsh reality: most news is already priced appropriately for the value that it delivers…

Are you assuming the current landscape where engaging in a financial transaction, even if only for $0.01, is a tedious and unquantifiably dangerous gambit? (Sale of your info, leaking of your info, dark pattern subscription TOS's, etc.) Or would you still hold your opinions even in a theoretical landscape where paying $0.01 is just consenting to that amount being deducted from your bank account, with no friction or d…

My stance is exactly what I said: most news is priced correctly for most people at $0.00.

If they value it at more than that, they will pay for it.

Re: Micropayments as a reality check for news sites

#163

I pay for subscriptions, several, but I am never going to pay one publication a small fee every time I read an article. That model is completely counter-intuitive and punitive to the consumer. What I _would _do is pay a flat fee to subscribe to several publications. That's the only path: to give people more value than they expect for less money than they expect. It could be multi-tiered: the more publications you sub…

>I am never going to pay one publication a small fee every time I read an article That's fine for you, but I also pay for subscriptions and have 8-10 publications that I'm not interested in subscribing to, but would pay some amount to read the odd adhoc article from them. It's a hard game to figure out, because many sites feel like they're worth $20/mo, which is true if you are reading a large amount of their content…

Washington Post tried cheap "day pass" subscriptions and they didn't really work.

Publishers already relying on subscription revenue need to be careful: some portion of the people already paying $20/mo could save a lot by switching to $1/article.

Newsrooms also hate that approach because of the incentive structure. A lot of the most important stories aren't the ones people want to spend $1 to read.

Re: Micropayments as a reality check for news sites

#164
Micropayments is something that I think the internet as a whole needs. However, I don't think the mental model people usually have isn't quite "micro" and frictionless enough.

Imagine a world where your web browser essentially contains and controls your wallet. You pre-pay into that wallet, say, $20. I imagine we'll probably also refer to that as "credits" so internationalization isn't so tough. So let's pretend we have 2000 credits. Now, let's start browsing the internet.

You start by conducting a web search. Perhaps there is a mechanism in HTML and the browser that basically say, "Clicking this will cost 1c". We'd probably develop a shorthand, some icon and beside it, it says the price in credits. Imagine a button like [(1c) Search].

Immediately, what is the benefit? The search engine works for you. It's like Kagi in that regard, but you didn't need to set up an account and give them your credit card information. YOU are the customer. There are no ads, they need to compete to make the search results the best, otherwise you're going somewhere else. You're no longer the product.

You see a news article in your search result. Fantastic. You visit the news website - there isn't an ad in sight. Pure news. The article starts with a title, a few lines, perhaps the first paragraph, and to read more, you click that [2c Read the Article] button. You click it, and boom, you see the entire article. No subscriptions, no popups, no ads. You are the customer. The news site wants you to be happy, not advertisers. You.

The news article discusses a new open source project that is really taking off. Cool! You click the link. Looks pretty neat! You download it, toy with it, and find that it's actually pretty useful! You go back to their repo site, and there's a little tip option. Easy peasy. You tip them 100 credits. No signing up for an account at some other site, no entering your credit card, just done and done.

I like the idea of micropayments because it makes the user the customer again. The internet has become incredibly hostile to users since we are, by and large, the product rather than the customer. We need to flip the incentive model. Does it suck to pay for things on the internet? A little. But I'd rather that and get a great experience (and also allow news organizations to have a working business model, etc) than what we have now.

Re: Micropayments as a reality check for news sites

#165
post #131

Earlier quoted context omitted.

> What I _would _do is pay a flat fee to subscribe to several publications. Apple News+ is ~$13 https://www.apple.com/apple-news/ The list of publications included https://www.apple.com/apple-news/publications/

>Apple News+ is ~$13 The list of publications included Fyi... Apple News+ subscribers don't get the full subscription to all the participating publications. This means a subset of articles and/or partial articles (teasers) that require extra payment to get past a paywall to read the rest of the story. This surprises some people. https://forums.macrumors.com/threads/why-dont-i-see-full-art...

There is confusion in that thread.

People seem to be complaining that they can’t access Washington Post articles, but in 2024, when that thread was written, The Washington Post was not included in Apple News Plus. It joined in 2025 (https://9to5mac.com/2025/09/29/apple-news-just-added-the-was...).

What you could do before that was register your Washington Post subscription, if you had one, with the Apple News app, then you’d be able to read full Washington Post articles - perhaps this was confusing the forum posters?

Re: Micropayments as a reality check for news sites

#166

Micropayments is something that I think the internet as a whole needs. However, I don't think the mental model people usually have isn't quite "micro" and frictionless enough. Imagine a world where your web browser essentially contains and controls your wallet. You pre-pay into that wallet, say, $20. I imagine we'll probably also refer to that as "credits" so internationalization isn't so tough. So let's pretend we h…

Taxes and AML/KYC kill this. People need to surveil their customers in order to comply with legal requirements. As soon as money is involved there's so much bureaucracy people just contract it out to intermediaries like Stripe and by then payments are anything but micro.

Re: Micropayments as a reality check for news sites

#167

Earlier quoted context omitted.

Feels like there's an opportunity for an "ethical ads" platform

Mozilla tried this. But the only people who want this is consumers. Advertisers want as much info as possible to target ads so would never choose this option unless heavily pressured by consumers.

Founder of EthicalAds here. In my view, this is only partially true and publishers (sites that show ads) have choices here but their power is dispersed. Advertisers will run advertising as long as it works and they will pay an amount commensurate with how well it works. If a publisher chooses to run ads without tracking, whether that's a network like ours or just buyout-the-site-this-month sponsorships, they have options as long as their audience generates value for advertisers.

That said, we 100% don't land some advertisers when they learn they can't run 3rd party tracking or even 3rd party verification.

Re: Micropayments as a reality check for news sites

#168
post #65

There is a lot of hate for the idea of micropayments here, so I'd like to offer a counterpoint. I use a service that provides access to a bunch of different LLMs. Each time I call an LLM I, in effect, pay a $0.001 - $0.05 for the response. (Technically, this is implemented as me having to renew earlier.) Each time I make a call, I don't know if the answer will be useful. I don't even know how much it will cost! And i…

There's a particular part in the discussion that rubs me the wrong way (which is more about micropayments as alternative to ads, rather than micropayments themselves) It tends to go something like, if not micropayments then ads, if not ads then subscriptions. And people dislike subscriptions more than ads, and ads more than micropayments so the conclusion is micropayments. But I don't like the way ads are presented a…

The irritating thing to me here is that I actually don't mind the concept of advertising. Mostly it's the implementation. Newspaper ads don't bug me one bit, because they're not physically capable of moving, animating, dancing, and trying to get my attention. They're not physically capable of tracking my habits and reporting them back to the mothership. They're just... there. Passive. Occasionally interesting, or at least pleasantly designed.

If internet advertising was more like newspaper advertising, I wouldn't feel quite so compelled to go out of my way to block it. But no, someone somewhere along the way decided it had to be actively distracting, and track those impressions, and the industry just can't help itself. It's rotten to the core.

Re: Micropayments as a reality check for news sites

#169

Earlier quoted context omitted.

Isn't that the YouTube premium model? You pay a fixed monthly fee, Google takes a cut and the rest is divided among the channels you watch. It's supposedly in proportion to the watch time you've allocated to each of them, but I'm not sure that's ever been confirmed.

That’s the Spotify model.

I thought Spotify's model is all subscriptions go into one pool that gets divided by platform wide listen time.

EDIT: this is indeed the Spotify model while youtuve's approach was to treat premium as a make up for missinflg ad watches so pays out from the individual viewers subscription.

Re: Micropayments as a reality check for news sites

#170
post #162

Earlier quoted context omitted.

Are you assuming the current landscape where engaging in a financial transaction, even if only for $0.01, is a tedious and unquantifiably dangerous gambit? (Sale of your info, leaking of your info, dark pattern subscription TOS's, etc.) Or would you still hold your opinions even in a theoretical landscape where paying $0.01 is just consenting to that amount being deducted from your bank account, with no friction or d…

My stance is exactly what I said: most news is priced correctly for most people at $0.00. If they value it at more than that, they will pay for it.

I price most news sites at negative value.
Post reply on HN