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Tell HN: Stripe killed my music locker service, so I'm open sourcing it

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Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#161

Post by dangravell »

grose wrote: post #70

UPDATE 2: My Stripe account is back! Thank you so much! inter.tube will remain online, but open source from now on! Update: I have reached out to the nice Stripe employee who volunteered their email, let's see what happens. It's been pointed out a few times that my marketing says the site won't die, and me killing it would be very ironic. This is 100% true, and I have decided to leave the site up even if Stripe decid…

Thanks very much for mentioning Astiga. I am the 'author' you mention, but I only just saw this because I only consume HN via Hacker Daily, so I'm a day behind.

When I saw your headline though, I almost choked on my coffee. We use Stripe too, but as you mention we aren't a locker, we just connect to the user's pre-existing cloud storage (including self hosted if you have that Internet accessible). That said these kind of corporate decrees are often pretty unsubtle and we could easily get caught up in this. I've had enough "policy" nightmares with Paypal and Google to instill a sense of dread when these black box titans change their mind about something and expect you to dance to their tune.

> This service is different in that it lets you hook it up to your own cloud storage. I am only now realizing why this is such a brilliant idea.

I should mention it's not my idea originally - I purchased the service almost two years ago from this guy: https://koenvh.nl/en/ . Funny story really: https://community.asti.ga/discussion/378/astigas-new-owner

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#162

Post by ryanmcdonough »

NoRelToEmber wrote: post #4

> This saddens me because my reasons for starting the site are the exact opposite of piracy! I was sick of artists getting paid virtually nothing for streaming service plays, so I decided to buy full albums directly from the artist as much as I could. Ironically, by buying instead of pirating, you directly funded the legal and corporate environment that killed your service.

Right, so what is your alternative for paying musicians en masse for their music?

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#163

Post by nolok »

pier25 wrote: post #145
nolok wrote: post #16

Instead of closing your service, may I recommend switching to payplug.com ? Started as a small smartup, now bought by a french main bank chain but has english documentation, very clean API, easy to get support, low fees. Easily handle refunds, payment link, payment page integrated or separate, 3D Secure, subscription/recurring payment, etc etc ... Been using them for a few companies the past year and a half, and migr…

Does Payplug solve global VAT or at least EU VAT? I can't seem to find any mention on their website about this.

No that's one thing they don't do that I do miss, for the value they just take an amount and charge that, how to cut it into product and taxes is yours to deal with.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#164

Post by nolok »

pencablecoffee wrote: post #74
nolok wrote: post #16

Instead of closing your service, may I recommend switching to payplug.com ? Started as a small smartup, now bought by a french main bank chain but has english documentation, very clean API, easy to get support, low fees. Easily handle refunds, payment link, payment page integrated or separate, 3D Secure, subscription/recurring payment, etc etc ... Been using them for a few companies the past year and a half, and migr…

This is very relevant to my immediate needs. I just posted a question to Ask HN seeking advice on this topic and hadn’t heard of payplug. Do you have any experience with them as part of a multi-vendor marketplace product?

I don't but I doubt they would have any issue. You will need to deal yourself with the % owned to each and stuff like this, but beside that I don't see any issue arising

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#165

Post by danpalmer »

faangsticle wrote: post #148
danpalmer wrote: post #12

Did you have a Stripe account manager? If so, get them on the case – they know you and can advocate for the business and explain the product internally. At the very least they might be able to give you a much more detailed explanation of which precise features are causing issue and how you could resolve those things. If not, why? Payments are a core part of any SaaS business, and it's important to have trust with imp…

Its unsurprising that stripe doesn't trust their customers who sign up for them via their standard channels?

It's not that they don't trust them, it's that those accounts are the least possible trusted accounts that they have. They have the least information, the least relationship, the fewest checks have been done.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#166

Post by faangsticle »

danpalmer wrote: post #165
faangsticle wrote: post #148

Earlier quoted context omitted.

Its unsurprising that stripe doesn't trust their customers who sign up for them via their standard channels?

It's not that they don't trust them, it's that those accounts are the least possible trusted accounts that they have. They have the least information, the least relationship, the fewest checks have been done.

And yet they're paying customers, and deserve respect as such.

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#167

Post by anders16 »

colesantiago wrote: post #56
evandale wrote: post #52

Earlier quoted context omitted.

The actual questions you should ask in this situation are: How many people who use bitcoin would use this product? How many want to use this product and don't know how to use bitcoin? How many people CAN use bitcoin for THIS purchases? We're never going to switch to bitcoin for daily purchases but that doesn't mean it shouldn't be an option for people.

Because the answer is that nobody uses Bitcoin for anything legitimate other than speculation, paying off ransomware debts to criminals and just down right scams and fraud. I am yet to see any viable usecase of this bitcoin mania that is legitimate and doesn’t need tons of energy waste to accomplish its goal. For almost 15 years of bitcoin it has completely failed and we have no use for it. So yes, we should never sw…

You should check out nostr :)

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#168

Post by rexreed »

subhro wrote: post #156
rexreed wrote: post #152

Earlier quoted context omitted.

What tech do you use to integrate it with your apps? Especially ones that seem to greatly prefer Stripe? Chase has been a solid bank for us but I'd like to not mix my payment processor and bank in case things go south. What are your rates? Do you have to pay monthly gateway fees or minimums? How long did the underwriting process take and what were the major headaches?

My web store runs WooCommerce and there are multiple plugins maintained by the processor that makes the payment processing seamless. They also provide SDKs for many popular frameworks for the integration. Rate wise, I pay about 2.8% + 0.15c. Obviously different mechanisms (dipped vs typed vs internet) have different rates. There are no monthly gateway fees. The underwriting took about 3 weeks, but again I was very pr…

Thanks! I'll definitely reach out as I'm getting closer to the 2nd bank alternative for sure. I'm on Woocommerce as well. Is this Paymentech? You have a business bank account with Navy Federal? Lots of questions ;)

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#169

Post by subhro »

rexreed wrote: post #168
subhro wrote: post #156

Earlier quoted context omitted.

My web store runs WooCommerce and there are multiple plugins maintained by the processor that makes the payment processing seamless. They also provide SDKs for many popular frameworks for the integration. Rate wise, I pay about 2.8% + 0.15c. Obviously different mechanisms (dipped vs typed vs internet) have different rates. There are no monthly gateway fees. The underwriting took about 3 weeks, but again I was very pr…

Thanks! I'll definitely reach out as I'm getting closer to the 2nd bank alternative for sure. I'm on Woocommerce as well. Is this Paymentech? You have a business bank account with Navy Federal? Lots of questions ;)

Email me and we will discuss more. :)

Re: Tell HN: Stripe killed my music locker service, so I'm open sourcing it

#170

Post by danpalmer »

faangsticle wrote: post #166
danpalmer wrote: post #165

Earlier quoted context omitted.

It's not that they don't trust them, it's that those accounts are the least possible trusted accounts that they have. They have the least information, the least relationship, the fewest checks have been done.

And yet they're paying customers, and deserve respect as such.

Sure, but it's understandable that there are malicious users paying for these services as well, and it's hard to distinguish between them when there's this little info.

This is my whole point – by getting an account manager and building that relationship you quickly, and massively, change the level of trust compared to a credit card number you stuck in a landing page.

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